Postal Life Insurance (PLI) subscribers can now conveniently access their policy bonds digitally via DigiLocker, a secure cloud-based platform.
This initiative, launched by the Department of Posts in collaboration with DigiLocker, marks a significant step towards modernizing insurance services in India.
Key Features of ePLI Policy Bonds
Availability in Digital Format: The ePLI and Rural Postal Life Insurance (RPLI) policy bonds are now available electronically, ensuring easy access for all policyholders. The Department of Posts considers the digital version of the policy bond a valid document for all transactions.
Secure and Valid Proof: ePLI bonds come with a digital signature, making them legally recognized proof per Rule 9A of the Information Technology Rules, 2016. This ensures the digital bond is treated on par with the original physical bond.
Immediate Download: Policyholders can instantly download their ePLI bonds from DigiLocker after the policy is issued. This applies to both new and existing policies, eliminating the need to wait for a physical copy.
Benefits of Using DigiLocker for PLI Bonds
Ease of Access: Subscribers can easily access their PLI or RPLI policy bonds by logging into DigiLocker on their mobile devices. This convenience is particularly beneficial during claim settlements or when submitting the bond for maturity at the post office.
Real-Time Verification: The digital bonds feature encrypted QR codes and digital signatures, enabling secure real-time verification. This reduces administrative overhead and speeds up the process for both financial and non-financial requests related to PLI/RPLI.
Environmentally Friendly: Transitioning to digital bonds reduces paper usage, supporting environmental sustainability efforts.
How to Download ePLI Bonds from DigiLocker
- Install the DigiLocker App: Download the app from the App Store.
- Register and Verify: Register using your Aadhaar number and complete the verification process via OTP sent to your Aadhaar-linked mobile number.
- Download Your Policy Bond: Navigate to the “Postal Life Insurance” section under Banking and Insurance, enter your policy details, and download the ePLI bond.
| Name of the payment | PLI Policy Bond |
|---|---|
| Website | https://www.indiapost.gov.in/ |
| PLI Web Portal | https://pli.indiapost.gov.in/ |
| DigiLocker App Link | DigiLocker |
Integrating PLI policy bonds with DigiLocker represents a significant advancement in India’s insurance sector. It provides a secure, efficient, and eco-friendly way for policyholders to manage their insurance documents, ensuring quick access and hassle-free service.