Maintaining valid car insurance is a legal requirement for all vehicle owners in India. It protects you from financial burdens in accidents, theft, or damage to third parties.
With the rise of digital services, checking your car insurance status has become easier. One such service is the Parivahan portal, an official platform the Ministry of Road Transport and Highways runs.
Verifying your car insurance status on the Parivahan portal is quite simple. This article will explain how this vehicle insurance app can facilitate this task.
Why Verifying Your Car Insurance Status is Important
It is crucial to understand the importance of verifying your car insurance status. First, driving without valid insurance is illegal in India.
According to the Motor Vehicles Act, every vehicle owner must have at least third-party liability insurance. Failing to maintain valid insurance can result in hefty fines, legal action, and sometimes even imprisonment.
Additionally, being aware of your insurance status can help prevent situations in which your coverage expires without your knowledge.
This could happen due to forgotten renewal dates or clerical errors. Regular checks will ensure that you are always covered and can avail yourself of benefits in case of any incident.
How to Check Car Insurance on the Parivahan Portal Step by Step
The Parivahan portal offers a comprehensive range of online services, including checking the insurance status of your vehicle. Follow these steps to verify your car insurance:
- Access the Parivahan Seva Portal: Visit the official Parivahan Seva Portal. The homepage provides various services related to vehicles and driving licenses.
- Navigate to ‘Vehicle-Related Services.’: The ‘Online Services’ tab is in the main menu on the homepage. Click on ‘Vehicle-Related Services’ to be redirected to a page dedicated to vehicle-related tasks.
- Select Your State: Select the state where your vehicle is registered from India’s map. The respective state Regional Transport Office (RTO) maintains vehicle data.
- Enter Your Vehicle Registration Number: Please enter your vehicle registration number as it appears on your Registration Certificate (RC).
- Input Registration Number: Type it in the required field (e.g., DL8CAF1234).
- Enter Captcha Code: Fill in the captcha code displayed to proceed.
- Click on ‘Vehicle Search’: Click on the ‘Vehicle Search’ button. The portal will process your request and display your vehicle details.
- Review Your Insurance Status: The results will show key details, including:
- Insurance Company Name: The name of your insurance company.
- Policy Number: The unique identifier of your policy.
- Insurance Validity Date: Your current insurance’s start and expiry dates.
- Verify the Information: Ensure that the details displayed match your records. If your insurance has expired or the details are incorrect, contact your insurance company or update your records with the RTO.
Using a Motor Insurance App for Verification
In addition to the Parivahan portal, motor insurance apps can simplify the verification process. Here’s how to use them:
- Download the App: Download the Motor Insurance or a general vehicle insurance app from your insurance company.
- Log in to Your Account: Log in using your registered details. If you’re a new user, create an account by entering your policy number and relevant information.
- Access Insurance Details: Navigate to the ‘My Policies’ or ‘My Account’ section to view your policy details.
- Verify Your Insurance Status: Check your policy number, company name, coverage details, and validity period. Some apps also send renewal reminders.
Benefits of Using Digital Tools for Insurance Management
By combining the Parivahan portal and motor insurance apps, you can enjoy several benefits:
- Convenience: Access your insurance details anytime, anywhere.
- Real-time Updates: Stay informed with accurate insurance information.
- Ease of Use: Manage policies, file claims, and renew insurance seamlessly.
- Security: Protect your data with encryption and secure access.
Every vehicle owner should regularly check their car insurance status. The process is straightforward and efficient whether you use the Parivahan portal or a motor insurance app.
Updating your insurance status ensures compliance with legal requirements and protects against accidents. Utilize digital tools like the Parivahan portal and a motor insurance app to manage your insurance conveniently, giving you peace of mind and financial security on the road.