Check Your PAN Card Linked Loans in Easy Steps

Banks and financial institutions require a PAN card to grant loans. This requirement allows us to access details about the loans we take using our PAN card.

Regularly checking the information on our existing loans helps us understand our credit history accurately.

There are two types of personal loans: unsecured personal loans, which do not require collateral, and secured personal loans, which require collateral.

When applying for a loan, the applicant must submit both the PAN card and the UID card, which is why the list of loans taken is associated with these identification documents.

To find out the details of loans linked to your PAN card, you can obtain credit reports from credit bureau services, contact the fintech apps through which you have taken a loan, or directly reach out to the bank or financial institution that issued the loan.

Here are the methods to retrieve your loan information linked to your PAN card:

From Credit Bureaus

1. Visit the credit bureau website where you can obtain information about loans linked to your PAN card.
2. If you are a new user, register on that website.
3. Enter your name, PAN number, address proof, and other required documents.
4. During the registration process, you will receive an OTP on your phone. Enter it to verify your identity.
5. Once verification is complete, you can view the details of the loans linked to your PAN card.

Through Fintech Apps

1. Open the fintech app from which you have taken a loan and register.
2. Submit your bank account details and PAN number, and complete your KYC (Know Your Customer) process.
3. Log in to the app using your registration details.
4. Navigate the app to check the loan details you have taken and verify whether your PAN card was submitted during the process.

Directly from the Bank

1. Visit the local branch of the bank or financial institution that issued your loan to check if your PAN card was submitted.
2. You can also obtain this information through online banking.
3. Alternatively, you can call the bank’s customer care line for assistance.
4. When contacting customer care, provide your full name, PAN number, bank account number, and loan account number.
5. The customer care representative may ask you to verify your identity by submitting any required identification details or OTP verification.
6. After verification, you will be informed whether your PAN is linked to your loan.

Mobile Banking

1. Most banks or financial institutions have a mobile app. Log in to the app using your credentials.
2. Create a login ID using your PAN card and bank account numbers.
3. After successful verification, you will gain access to the app.
4. In the loan details section, You can check if your PAN card is linked to your loan.

By following these methods, you can easily access the information regarding your loans linked to your PAN card.