Anganwadi Karyakartri Bima Yojana: Insurance Scheme for Workers, Helpers


Are you an Anganwadi worker or helper? Do you know about the fantastic insurance scheme designed just for you? Let’s dive into the Anganwadi Karyakartri Bima Yojana (AKBY) and understand how it can protect you and your family.

The Anganwadi Workers and Anganwadi Helpers are getting insurance coverage under the Anganwadi Karyakartri Bima Yojana (AKBY).

The Scheme operates with premium contributions from the Government of India, the Life Insurance Corporation of India, and the beneficiaries.

What is the Anganwadi Karyakartri Bima Yojana? The Anganwadi Karyakartri Bima Yojana is a unique insurance plan created by the government to safeguard the lives of Anganwadi workers and helpers across India. It’s a thank you for your selfless service to our communities.

Who is Eligible? Enrolling in this scheme is straightforward. You’re eligible if you’re an Anganwadi worker or helper aged 18 to 59. Once you’re enrolled, you and your family are covered in case of unfortunate events, giving you peace of mind.

What Does the Scheme Cover?

The AKBY provides financial support in case of:

  • Death: A sum of money is given to your family in case of your untimely demise.
  • Disability: If you suffer a permanent disability due to an accident, you receive financial assistance.
  • Critical Illness: Specific critical illnesses like cancer are covered under the scheme.

The Anganwadi Bima Yojana Insurance Scheme provides the following compensations:

  1. Natural Death – Rs.30,000/-
  2. Accident:
    • Death/Total permanent disability: Rs.75,000/-
    • Partial Permanent disability: Rs.37,500/-
  3. Female Critical Illness (FCI) Benefits: An amount of Rs.20,000/- is payable on the diagnosis of invasive cancers (malignant tumour) manifest in the following organs (subject to proof of affliction satisfactory to the Corporation):
    • Breast
    • Cervix Uteri
    • Corpus Uteri
    • Ovaries
    • Fallopian Tubes
    • Vaginal/Vulva
  4. Shiksha Sahayog Yojana (Scholarship to AWWs and AWHs Children): A free add-on scholarship benefit is available for the children of AWWs and AWHs.
  5. A scholarship of Rs.300/—per quarter for students from 9th to 12th Standard (including ITI Courses) is available for a maximum of two children per family.

Why is This Scheme Important?

Anganwadi workers are the backbone of our early childhood care system. They tirelessly provide our young children with nutrition, education, and healthcare. The AKBY ensures that these dedicated individuals and their families are protected in need.

How to Enroll?

  • Contact your local Anganwadi centre to enrol in the Anganwadi Karyakartri Bima Yojana.
  • They will guide you through the process, which involves filling out a simple form and providing some basic information.
  • They will also help you complete the necessary paperwork, making the process as easy as possible for you.

Remember: Your safety and well-being matter. Make sure you are enrolled in this vital insurance scheme. It’s not just about you but also about your family’s future. Take your time; enrol today.

Empower your fellow Anganwadi workers and helpers by sharing this vital information. Let’s ensure that every dedicated worker is aware of and protected by the Anganwadi Karyakartri Bima Yojana.

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