The Reserve Bank of India (RBI) releases a list of bank holidays every month, and consumers should plan their banking activities in consideration of these holidays to avoid wasting time and potential financial loss.
| Name of the holidays | Bank Holidays |
|---|---|
| website | https://rbi.org.in/ |
| Check Holiday Dates | Bank Holidays |
List of Bank Holidays in January 2025: Check the complete list here
- January 1 (Wednesday): Banks in various states will be closed in observance of New Year.
- January 2 (Thursday): Banks in Mizoram will be closed for New Year. Banks in Kerala will be closed for Mannam Jayanti.
- January 6 (Monday): Banks in Haryana and Punjab will be closed in celebration of Guru Gobind Singh Jayanti.
- January 11 (Saturday): Banks in Mizoram will observe Missionary Day, and banks in Rajasthan will be closed for Guru Gobind Singh Jayanti.
- January 12 (Sunday): Banks will be closed due to Sunday. This day also marks Swami Vivekananda Jayanti and Gaan-Nagai in Manipur.
- January 14 (Tuesday): Banks in several states, including Andhra Pradesh and Telangana, will be closed for Makar Sankranti. In Tamil Nadu, banks will be closed for Pongal.
- January 15 (Wednesday): Banks in Andhra Pradesh and Telangana will observe Makar Sankranti, banks in Assam will be closed for Magh Bihu, and banks in Tamil Nadu will be closed for Thiruvalluvar Day.
- January 16 (Thursday): Banks in Andhra Pradesh will be closed for Kanuma, and banks in Tamil Nadu will be closed for Ujjavar Thirunal.
- January 22 (Wednesday): Banks in Manipur will be closed for Imoinu Iratpa.
- January 23 (Thursday): Banks in Manipur will observe Gaan-Nagai, while banks in Tripura, Odisha, Punjab, Sikkim, West Bengal, Jammu and Kashmir, and Delhi will close for Netaji Subhas Chandra Bose Jayanti.
- January 25 (Saturday): Banks in Himachal Pradesh will be closed for State Day.
- January 26 (Sunday): Banks will be closed for Republic Day.
- January 30 (Thursday): Banks in Sikkim will be closed for Sonam Losar.
Understanding Bank Holidays in India
India observes a diverse range of bank holidays throughout the year. These holidays can be broadly classified into three categories:
- National Holidays: Designated by the RBI and applicable nationwide (e.g., Independence Day).
- State-Specific Holidays: Celebrated for regional festivals and observances (e.g., Beh Dienkhlam in Meghalaya).
- Weekly Closures: Banks are typically closed on the second and fourth Saturdays and Sundays every month.
Why Knowing Bank Holidays is Important
- Planning financial transactions: Ensure your checks and payments are processed on time.
- Avoid unnecessary trips: Save time by not visiting banks when closed.
- Scheduling appointments: Book any necessary appointments around these holidays.
Tips for Staying Informed
- Bookmark the RBI website for national holiday announcements.
- Check your bank’s website or app for a comprehensive holiday calendar.
- Look for local news updates regarding state-specific holidays.
Even on bank holidays, internet banking, mobile banking, UPI, and ATM services operate as usual. You can easily manage your financial transactions without physically going to the bank.