Cardless Cash Withdrawal: How to Withdraw Money from an ATM Without a Card?

Posted By MV Prakash
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Know how to withdraw cash from an ATM without a card using cardless cash withdrawal technology.

In recent years, the banking system has been developing rapidly. New technologies, such as mobile banking apps, are making it easier than ever to manage finances on the go.

Fewer people are visiting bank branches to conduct transactions these days. With the advent of net banking, ATMs, credit cards, and recently UPI, banking has become very easy for the common man.

Additionally, it is now possible to withdraw money from ATMs even without a card. You can go to ATMs with UPI features and withdraw money.

Cardless cash withdrawal allows you to withdraw money from an ATM without needing your debit or credit card.

Instead, you can use your smartphone, a unique code, or a banking app to complete the transaction. This method is particularly useful if you forget your card at home or prefer to minimize physical contact with surfaces.

Steps to Get Money from an ATM Without Using a Card

Here are the steps to withdraw money from UPI ATMs:

  • UPI is currently available at select ATMs. You can usually find UPI-enabled ATMs near bank branches.
  • On the ATM screen, look for the option called “UPI Cardless Cash.”
  • Enter the amount of money you want to withdraw.
  • A QR code will be generated on the screen.
  • Open your UPI app and scan the QR code to complete the payment.
  • Once the transaction is successful, the cash will be dispensed from the ATM.

Benefits of Cardless Cash Withdrawal

  • Convenience: No need to carry your card.
  • Security: Reduced risk of card skimming or fraud.
  • Easy access: Get cash even if you forget your card.

Tips and Precautions

  • Check with your bank: Ensure your bank offers cardless cash withdrawal.
  • Keep your PIN safe: Protect your PIN from fraudsters.
  • Check the ATM: Ensure the ATM is genuine and not tampered with.

Cardless cash withdrawal is a convenient and secure way to access cash without a card. By following the simple steps outlined above, you can enjoy the benefits of this innovative technology. Try it today!

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