Bank Loan

Benefits of Pre-Approved Loans: Low Interest Rates and More

Many people wait for pre-approved personal loan offers. Once they learn that others have received such offers, they often contact their bank’s customer care to inquire about their eligibility. But what exactly are pre-approved loan offers? What benefits do they provide? How can you qualify for these offers? Let’s explore this topic in detail. Emails, … Read more

Bank Home Loan

How to Get a Home Loan for a Property Under Construction

Owning a house is a dream for many, and many work hard to achieve it. Some individuals apply for home loans while their houses are still under construction. Here are some key points to consider when applying to this scenario: Application Process: A home loan for a property under construction is possible. When applying, ensure … Read more

Income Tax

Understanding Income Tax Slabs and Rates in India

Income tax is a direct tax levied on income earned by individuals or organizations. The Income Tax Department determines the amount of tax based on prescribed income slabs and calculates it according to the applicable rules. What Is Income Tax? Income tax is a tax paid to the government based on your earnings. It is … Read more

Bank Loan

How to Get a Home Loan: Eligibility, Interest Rates, and More

Adults often say, “Get married, build a house.” This saying highlights the importance of having a home in life. Recognizing this significance, banks are offering home loans with attractive interest rates. So, what are the qualifications for obtaining a home loan? How much interest should you expect? Let’s explore the details. A home loan is … Read more

LIC Policies

LIC Smart Pension Plan: A Secure Way to Save for Retirement

The Life Insurance Corporation of India (LIC) has launched a single premium ‘Smart’ pension scheme offering various individual and joint pension options. LIC’s statement explains that different cash options are available for partial or complete withdrawals according to the policy terms. The minimum purchase price for the pension scheme is Rs. 1 lakh. Below are … Read more

Insurance

Why Health Insurance is a Must-Have in Today’s World

Health insurance has become more important today than ever, especially in light of the unprecedented medical expenses exacerbated by the COVID-19 pandemic. In the next decade, it’s estimated that 15 percent of India’s population will be over 40, which is likely to drive up healthcare costs in the country. Health insurance protects against unexpected medical … Read more

Property Registration

Property Card Received After NAKSHA Program

The ‘NAKSHA’ program, launched by the central government, aims to maintain accurate town revenue records and resolve disputes over houses and land. This initiative is about to commence. Preparations are underway for a large-scale survey in municipalities to gather comprehensive details about houses, buildings, and other structures. The program will facilitate the issuance of property … Read more

Post Office Scheme

Post Office Saving Schemes: A Safe and Government-Backed Investment

India Post offers a range of savings schemes, providing secure and government-backed investment opportunities for individuals across the country. These schemes, designed for urban and rural investors, ensure your funds remain safe while offering decent returns. Below, we’ll explore the key savings schemes available through India Post, their interest rates, and how you can benefit … Read more