EPFO EPF Employees Provident Fund

EPF UAN Number 2025: How to Generate and Activate it Online

The UAN number is an important identification number for employees enrolled in the EPFO scheme. EPF subscribers can check or get their UAN Number from https://www.epfindia.gov.in. UAN stands for Universal Account Number. UAN will act as an umbrella for the multiple Member IDs allotted to an individual by different establishments. UAN enables the linking of … Read more

EPFO EPF Employees Provident Fund

EPF Passbook Online 2025: Check Your PF Transactions and Balance

The EPF Passbook 2024 is an important document that allows you to keep track of your retirement savings. EPF subscribers can download a passbook and check their EPF transactions from epfindia.gov.in. Are you looking for information about the EPF Passbook for the year 2024? In this page, we’ll cover everything you need to know about … Read more

Bank Loan

Managing Education Loans: Strategies for Reduced Financial Stress

Many people take out education loans for higher studies, and once they do, they have to pay EMIs (Equated Monthly Installments) every month. While these payments can feel burdensome, there are several strategies to alleviate this financial strain, allowing students to focus more on their careers. Here are some practical ways to manage education loans … Read more

Systematic Investment Plan (SIP)

Smart SIP Tips and Tricks for Mutual Fund Investment

Today, the number of people investing in mutual funds is increasing. However, the risk is high since they are directly related to the stock market. Sound investment strategies should be followed to minimize this risk. Instead of investing a large amount at once, it is better to invest in a systematic investment scheme (SIP). Create … Read more

Bank Loan

Overdraft, Flexi, and Personal Loans: Which is Best for You?

Banks offer several types of loans. In addition to personal loans, which are used for individual needs, banks provide various financial products like overdraft facilities and flexi loans to meet different financial requirements. Understanding the differences between these options can help you determine which is best for your needs. Overdraft Facility: Banks provide an overdraft … Read more

Gold Jewelry

Gold Deposit Schemes: How They Work and What to Expect

Consumers who cannot afford to buy gold jewelry outright often choose to participate in gold deposit schemes. If you are considering such a scheme, there are a few essential things to know. Gold is globally recognized as a valuable asset, and India has a robust cultural fondness for it. At the same time, some individuals … Read more

Cash deposits in ATM with UPI, No account number or card needed to deposit money

What to Do If ATM Withdrawal Fails but Amount is Debited

When you went to the ATM to withdraw money, did you not receive any cash? Did you get a message on your mobile indicating that the amount was debited from your account? Did you also receive a receipt confirming that the transaction was completed? Don’t stress; if you follow these steps, you can retrieve your … Read more

Fixed Deposits FD

Fixed Deposit Premature Withdrawal: Penalty Charges and Interest Rate

Investing in fixed deposits (FDs) is considered a safe investment and offers several benefits. However, many people choose to withdraw their FDs before they mature. A common question arises: Will they receive interest if they do this? Many individuals trust fixed deposits due to their guaranteed returns. Experts often recommend these investments for their stability. … Read more

National Pension System NPS

NPS Benefits: How to Get ₹2.5 Lakh Monthly Pension

The National Pension System (NPS) is one of the best options for retirement planning. By investing small amounts in this scheme, you can accumulate a total of ₹5 crore by the time you retire, allowing you to receive a pension of ₹2.5 lakh per month. It may sound surprising, but it’s true. Let’s explore this … Read more