Improving your CIBIL score is essential for obtaining loans and credit cards at favorable terms. Your CIBIL score is a three-digit number that ranges from 300 to 900, with 900 being the highest. A high CIBIL score indicates creditworthiness and financial responsibility, making it crucial to maintain a good score. Banks and non-banking financial institutions … Read more
As a State Bank of India (SBI) credit card holder, monitoring your credit card balance regularly is crucial to avoid exceeding your credit limit or missing payments. SBI offers a convenient solution: checking your SBI credit card balance via a missed call. Understanding the Missed Call Service for SBI Credit Card Balance The SBI credit … Read more
State Bank of India (SBI) offers a range of innovative banking services, and one of the most accessible is SBI SMS Banking. This service allows customers to perform essential banking transactions directly from their mobile phones via SMS, ensuring they can manage their finances anytime, anywhere. What is SBI SMS Banking? SBI SMS Banking is … Read more
Today, different types of credit cards are available, each offering special discounts and reward points in specific categories. While these cards can be used to make various bill payments, they cannot be used to settle loan repayments. However, customers have an alternative option: they can transfer money from their credit card to their bank account. … Read more
A non-resident Indian resides abroad beyond a specified time for reasons like employment, higher education, business, vacation, or other purposes. Are you an Indian living abroad? Maybe you work in the United States or run a business in Dubai. If so, you might be considering an NRI account. NRI stands for Non-Resident Indian, and an … Read more
Are you looking for investment plans that offer reasonable interest with zero risk? This is for you! Many banks offer the highest interest rates on Fixed Deposits (FDs). While it’s true that the more risk you take in investments, the more you can earn, it’s also important to remember that it increases the potential for … Read more
Are you considering taking a bank loan to buy your dream home or spruce up your current one? Well, this August, the State Bank of India has some exciting news for you: they’re offering home loans at super low interest rates, which are way lower than what other banks are offering. So, if you’re considering … Read more
Ever needed to transfer money quickly and securely? In India, you have two main options for electronic bank transfers: NEFT and RTGS. But what’s the difference between them? Let’s break it down in simple terms to help you choose the right option for your needs. Everyone has personal accounts in different banks. Money is deposited … Read more
SBI offers a Salary Package Account with various benefits for employed individuals. The account provides access to Net Banking & Mobile Banking and offers additional services not available to regular customers. All Government & Private Sector Employees are eligible to open an SBI Salary Package Account. There are different types of SBI Salary Package Accounts … Read more
ICICI Bank iFinance is a financial service offered by one of India’s leading banks, ICICI Bank. It is a specialized financial solution designed to cater to the diverse needs of individuals and businesses. ICICI Bank has launched a service called ‘iFinance,’ which offers crores of retail customers and sole proprietors a consolidated view of their … Read more