Ever needed to transfer money quickly and securely? In India, you have two main options for electronic bank transfers: NEFT and RTGS. But what’s the difference between them? Let’s break it down in simple terms to help you choose the right option for your needs. Everyone has personal accounts in different banks. Money is deposited … Read more
ICICI Bank iFinance is a financial service offered by one of India’s leading banks, ICICI Bank. It is a specialized financial solution designed to cater to the diverse needs of individuals and businesses. ICICI Bank has launched a service called ‘iFinance,’ which offers crores of retail customers and sole proprietors a consolidated view of their … Read more
Bank customers can download the UBI RTGS Form or UBI NEFT Form PDF free from the official website of Union Bank Of India at www.unionbankofindia.co.in In today’s fast-paced world, financial transactions need to be quick and efficient. One way to ensure this is by using the Real-Time Gross Settlement (RTGS) system offered by banks. Union … Read more
It is widely recognized how significant the UPI (Unified Payments Interface) has become in digital payments. Whether you are enjoying a cup of tea or having a meal outside, you now have the convenience of making payments using UPI wherever you need to. Are you aware of the maximum amount of money that can be … Read more
Ever wondered how your monthly loan payment (EMI) is calculated? It might seem like magic, but there’s a simple formula behind those numbers. Understanding EMI can help you make informed decisions about borrowing and managing your finances. When you decide to take out a loan, whether it’s for a car, a house, or any other … Read more
SBI offers a convenient feature called SBI Yono Cash. It allows you to withdraw money from ATMs without using your debit card. You need money, but you forgot your ATM card. No need to worry about how to get cash! You can withdraw money from an ATM without needing your ATM card with you. With … Read more
Know how to withdraw cash from an ATM without a card using cardless cash withdrawal technology. In recent years, the banking system has been developing rapidly. New technologies, such as mobile banking apps, are making it easier than ever to manage finances on the go. Fewer people are visiting bank branches to conduct transactions these … Read more
Many people use multiple bank accounts. They might have accounts at different banks for convenience. Also, some companies open new accounts for employee salaries when they start a new job, even if the employee already has an account elsewhere. So, it’s common to have more than one account. Is having multiple accounts a good idea? … Read more
You might just glance at your EMI statement each month, but it’s actually like a report card for your loan! It has important info about how your loan repayments are going. In recent times, with increasing expenses, taking a loan has become a common thing. But many borrowers then face trouble raising such a large … Read more
Know why PAN card is mandatory for cash deposits in bank account. Learn about the rules, benefits, and how this impacts your banking experience. In India, the government has made it mandatory to use a PAN card for various financial cash transactions at banks. Introduced by the Income Tax Department, the PAN card is a … Read more