If the account holder dies without naming a nominee, who will receive the money in the bank account? Many people need to pay more attention to the importance of nominating beneficiaries for their bank accounts. However, having a nominee for every account can prevent various complications. Let’s explore the benefits of naming a nominee. Designating … Read more
Many of us dream of owning our own house but need help investing all our savings and paying numerous EMIs monthly. However, experts suggest that, with some careful planning, it is possible to achieve this dream without taking a loan. For many middle-class individuals, life goals typically include a job, marriage, children, education, marriage, and … Read more
Banks have introduced a new feature called UPI Interoperable Cash Deposit (UPI-ICD) to facilitate cash deposits at ATMs. With UPI-ICD, you can deposit cash into any bank account using any app. Although this feature is currently available at select ATMs of banks like Axis Bank and Union Bank of India, more banks are expected to … Read more
Online transactions are vital to our daily routine in today’s digital world. Activating your HDFC debit card for online transactions is essential for seamless and secure online payments, allowing you to shop, pay bills, and conduct financial transactions from the comfort of your home. HDFC debit cards offer a range of benefits, including secure access … Read more
In today’s fast-paced banking world, HDFC Bank is a well-known financial institution in India that offers a wide range of banking services. One essential tool for managing your finances is the HDFC Passbook—a record of your transactions with HDFC Bank. Whether it’s for tracking deposits, withdrawals, or interest earned, the passbook remains an essential part … Read more
Closing a bank account can be daunting, but sometimes, it’s necessary due to various circumstances. If you want to close your IDFC First Bank account, this guide will walk you through the steps, ensuring the process is as smooth as possible. Why You Might Want to Close Your IDFC First Bank Account There are several … Read more
Are you a traditional investor? Do you want more than 8% returns on your investments? You have a better option. Most people invest in Bank Fixed Deposits, central government post office schemes, and even take on the risks of investing in Stock Markets and Mutual Funds. Another risk-free investment scheme backed by the Reserve Bank … Read more
Do you transact by Cheque? If so, you should be aware of the Positive Pay System recently introduced by the RBI to prevent Cheque fraud and forgery. Many people believe that transactions through Cheques are secure, but recently, there has been an increase in forgeries and fake Cheques. To combat these frauds, the Reserve Bank … Read more
Staying on top of your finances has always been challenging. Karnataka Bank offers several ways to check your account balance, ensuring you can access your funds anytime, anywhere. The Karnataka Bank Balance Enquiry Number 2024 is one of the most convenient options. You can instantly find out your balance by dialing 18004251445. Karnataka Bank, headquartered … Read more
Self-employed professionals need to know that professional loans are readily available for doctors, chartered accountants (CAs), and lawyers with increased professional responsibilities. Similar to personal loans, these loans are offered by banks to cover expenses for basic facilities and infrastructure for office maintenance. Self-employed individuals must submit audited financial income tax returns for the last … Read more