Farmers typically borrow money from external sources at high interest rates for crop cultivation and other investments. To alleviate this issue, the government has introduced a Kisan Credit Card, which provides loans at lower interest rates. In the 2025 Budget, the government announced an important update regarding Kisan Credit Cards: the loan limit for farmers … Read more
Credit cards can benefit students who are just beginning to navigate personal finance. While they may not have immediate cash on hand, students often need funds for expenses related to their studies. However, obtaining a student credit card can be challenging due to low income and lack of credit history. Financial institutions are typically hesitant … Read more
Most people in the market make payments using UPI for their purchases. However, when they don’t have sufficient funds in their accounts, many resort to credit cards. This guide will explain how to link a credit card to UPI and use it effectively. According to data released by the National Payments Corporation of India (NPCI), … Read more
The use of credit cards has surged significantly due to increased competition among banks and the rise of cashless transactions. Many credit card users often have multiple bank accounts, and with e-commerce companies offering special promotions on various credit cards, it is common for individuals to own more than one card. However, there may come … Read more
UPI services rapidly expand nationwide, and interest in digital payments is growing. From tea stalls to large stores, UPI payments are being widely accepted. In this context, linking credit cards to UPI accounts has recently become available. Let’s explore how to link a credit card with UPI. The National Payments Corporation of India (NPCI) developed … Read more
Credit card bill payments can be delayed due to personal emergencies, often resulting in additional charges such as penalties and interest. Sometimes, a credit card may also expire during this period. The payment of dues remains unchanged. However, your credit score will be impacted if you fail to clear your dues before the bill’s due … Read more
Many people use credit cards, which can benefit personal use. But what if a family, small business, or small group could share a credit card? That would be great! This is why many leading banks now offer floater credit cards. With these, multiple users can utilize a single credit card linked to one account. So, … Read more
Nowadays, nearly every employed person has a credit card. However, these cards can only be financially beneficial if used properly. There are several key points to consider. Most importantly, if you are utilizing your credit limit, you should be aware of the following: Are You Using Your Credit Limit? If you have a credit card, … Read more
If credit cards are not used properly, we risk falling into debt, which can increase our financial burden. Understanding this is crucial to avoid unnecessary damage. Being informed is essential to manage a credit card and prevent debt effectively. Here’s what you need to know: Interest: This refers to the charges applied to the outstanding … Read more
Unlock the mystery behind the 16-digit credit card number and discover the secrets of CVV numbers and expiration dates. Learn how these elements protect you and enhance security. The use of credit cards has increased greatly in recent times. Many people are now using credit cards, even in rural areas. However, many people don’t know what … Read more