The recent increase in hospital costs has caused concern among the average middle-class worker. They fear that the money they have saved over the years could be depleted in the event of an illness. In this situation, market experts suggest that health insurance can provide access to medical treatment during illness without spending personal savings. … Read more
Did you know you can easily obtain free life insurance with your debit card? This coverage is available without purchasing a separate policy or paying premiums. However, not all banks offer this benefit to their debit card holders. To determine if your bank provides this free life insurance, visit your local branch and inquire. If … Read more
Fulfilling the dream of homeownership is a crucial goal for many. After settling down, individuals often seek to achieve this dream by securing a home loan and savings. It’s crucial not to overlook the importance of insurance protection for the home loan. This protection is a key aspect of your financial planning. For instance, if … Read more
Discover the hidden insurance benefits of your debit card. From accidental death to purchase protection, know how your card can offer financial security beyond everyday transactions. Nowadays, everyone has at least one debit card, although many people believe they are only useful for withdrawing cash and making payments. However, these cards offer a surprising layer … Read more
It is widely recommended that everyone should consider getting life insurance, but many people are not very interested in it. Term life insurance is a financial tool and a source of peace for families. It provides crucial support in the event of an unexpected loss of the primary breadwinner, ensuring that the family’s financial needs … Read more
Health insurance is essential for covering unexpected medical expenses, but sometimes claims get rejected. This can lead to a significant financial burden on the policyholder. There are several common reasons for this. One reason is providing incorrect information such as age, income, existing medical insurance, and occupation details. Another reason is failure to disclose pre-existing … Read more
Owning a car is a dream for many people. They save for many years to buy a new car. However, sometimes the car gets damaged, whether it is our fault or not. The vehicle can get damaged due to a road accident or natural calamities. Getting it repaired can be a costly affair. Therefore, car … Read more
The LIC Jeevan Labh Plan is an excellent option for those seeking savings and life insurance. It is a limited premium-paying endowment plan that offers financial security to the policyholder during the policy period. Under this plan, a lump sum payment is made at the end of the policy period, providing life insurance protection and … Read more
It’s crucial to have insurance to navigate through financial difficulties in case of accidents, illness, or death, whether you have a companion or not. To avoid mistakes with insurance, it’s best to get coverage early when premiums are lower. Waiting to get insurance may increase premiums and exclusions for certain diseases due to waiting periods … Read more
Home Insurance Benefits: Life is uncertain, and no one knows the future. Insurance and investments can provide a safety net against sudden hardships. While many people are familiar with life and health insurance, there’s less awareness about home insurance, also known as property insurance. Peace of mind requires: Recent events, such as heavy rains and floods … Read more