Understanding No-Claim Bonus Benefits in Health Insurance: Today, many people are interested in purchasing health insurance due to changing lifestyles, food habits, weather changes, increased pollution, and other factors that have increased the importance of health insurance. It is safe to say that almost every family has health insurance. But do you know about the … Read more
The LIC Jeevan Utsav Plan offers coverage for up to 100 years by paying a premium for a limited period. After spending the premium for a fixed period and then after a lock-in period, the policyholder starts repaying the premium. Ten percent of the policy amount is paid annually for life. The Life Insurance Corporation … Read more
The number of pet lovers is increasing significantly. Even if they get a minor illness, they must spend thousands of dollars in the hospital. Many people think that it would be better if pets had insurance like humans. Understanding their needs, insurance companies also provide insurance facilities for pets. A survey revealed pet owners spend … Read more
The government has announced a significant employee benefit, providing insurance coverage from Rs. 10 lakh to Rs. 1 crore without any premium cost. The Assam Chief Minister, Himanta Biswa Sharma, revealed a comprehensive insurance policy for state government employees. The scheme offers life and accidental insurance coverage without any premium cost, aiming to enhance the … Read more
Compensation within 15 days: IRDAI has updated life insurance norms. If the life insurance policyholder dies without investigation, the insurance company must pay the compensation within 15 days of receiving the claim application. The Insurance Regulatory and Development Authority of India (IRDAI) has specified that an investigation should be completed within 45 days if required. … Read more
Despite the increase in life expectancy in India, many people face health problems due to increasing air pollution, changing lifestyles, and food adulteration. Diseases are affecting people of all ages, not just the elderly. As a result, hospital costs are rising, leading many to consider health insurance to cover these expenses. The premium for health … Read more
10 Lakh Insurance on Train Journey: India has the second largest railway system in the world, and more and more people are choosing this mode of travel to reach their destinations cheaply. In light of this, the railway department is implementing various measures to ensure the safety and comfort of passengers, and one such measure … Read more
Consider this: your current health insurance policy may not fit your current needs, and you might not be entirely satisfied with your insurer’s performance. But here’s the excellent news-you could potentially get better coverage for a lower premium by making a change. Thinking about switching your health insurance policy to another company? It’s a process … Read more
Health is our most valuable asset. Many people believe that they are healthy enough, but regardless of how much we prioritize our health, genetic factors and other reasons can make us susceptible to life-threatening diseases. Unexpected accidents can occur, leading to significant medical expenses. We should plan our finances in anticipation of such emergencies. Just … Read more
If your car or bike is submerged in floodwater, it’s essential to understand how to make an insurance claim. Many vehicles have been affected by rains that have caused flooding in Andhra Pradesh and Telangana. Here’s what you need to know about claiming insurance for damage caused by floods or heavy rain. Many states in … Read more