India provides a suitable environment for startups, and the government supports young entrepreneurs in setting up startups. Funding is essential for starting a business. Startups need funding for various purposes, such as business development, manufacturing, sales, expansion, marketing, and office space. While many startups are self-funded by their founders, some need to raise funds. Are … Read more
The central government is offering a loan of Rs. 2 lakhs through the Swarnima Scheme to support women in becoming self-reliant entrepreneurs. This scheme aims to empower women to start small businesses and create a sense of self-reliance. The loan comes with a nominal interest rate, and women with an annual family income of less … Read more
The Sukanya Samriddhi Yojana Scheme (SSY), introduced by the Central Government, has undergone vital changes to ensure that girls do not face financial difficulties in the future. Every parent needs to be aware of these changes, as they need to do so to be eligible for the SSY scheme. Read this article to understand the … Read more
Need help finding your reserved seat on the train? Are you stressed about traveling in a crowded general compartment? Don’t worry. You can secure a confirmed ticket just a few hours before the train’s departure. Find out how in detail here. Many people prefer to travel by train when planning a long journey, but obtaining … Read more
The Central Government is introducing a new scheme called PM e-Drive from October 1, 2024, to promote the use of electric vehicles. The scheme aims to create EV charging infrastructure and increase the adoption of electric vehicles. The inaugural function will be held on October 1 at the Bharat Mandapam in Delhi. Union Minister of … Read more
Central government pensioners must submit their ‘Jeevan Praman Patra’ (Life Certificate) by November 30th. From October 1st, those aged 80 years or above can submit this Jeevan Praman form online. This allows for the uninterrupted receipt of monthly pension payments. The deadline for submitting the life certificate is generally from October 1st to November 30th. … Read more
Many investors seek high-return investment opportunities, even with a degree of risk. Mutual funds are popular, and there are two main types: regular and direct. However, experienced investors recommend against investing in regular mutual funds. Why not, and what are the alternatives? Let’s explore. Regular mutual funds are bought through an intermediary such as a … Read more
Health insurance is essential for covering unexpected medical expenses, but sometimes claims get rejected. This can lead to a significant financial burden on the policyholder. There are several common reasons for this. One reason is providing incorrect information such as age, income, existing medical insurance, and occupation details. Another reason is failure to disclose pre-existing … Read more
Discussing the salary package and additional benefits is essential when applying for private jobs. However, some people are hesitant to discuss this topic because they fear that asking for a higher salary might cost them job opportunities. When discussing salary, there should be no pretense or fear. You are entitled to a good salary and … Read more
Many individuals in our country aspire to start a business but need more motivation or collateral when seeking a bank loan. However, there is good news for those in this situation. The ‘Pradhan Mantri Mudra Yojana’ (PMMY) initiated by the Central Government is designed to address this issue. Under this scheme, individuals can secure a … Read more