ICICI Bank iFINANCE Service

How to Plan Your Finances for the Upcoming Year

In just a few days, we will welcome the new year. Planning for what we want to achieve in the coming year is essential, but we must address several financial matters before doing so. Many of these come with deadlines, such as December 31. Additionally, if we can make financial plans for 2025, we can … Read more

Credit Card

Credit Card 16 digits number, CVV Number, Expiry Date: Know these Secrets

Unlock the mystery behind the 16-digit credit card number and discover the secrets of CVV numbers and expiration dates. Learn how these elements protect you and enhance security. The use of credit cards has increased greatly in recent times. Many people are now using credit cards, even in rural areas. However, many people don’t know what … Read more

Insurance

Health Insurance: Benefits, Coverage Details and Waiting Periods

Health insurance protects unaffordable medical expenses and unexpected accidents. It has become an essential part of financial planning. Some companies offer policies to young individuals without requiring medical tests, as they are less likely to develop chronic health problems. Taking an insurance policy early can help secure a lower premium and minimize the financial burden … Read more

Pay Slip Salary Slip

Gross Pay vs. Net Pay: Check Employee Salary Calculation

Understanding gross pay, which is an employee’s total earnings before any deductions, such as taxes and contributions to retirement funds, is crucial. It includes the basic salary, gratuity, house rent allowance, and other allowances, and knowing this can empower you to manage your finances better. Calculating the gross pay for a monthly salaried employee is … Read more

EPFO EPF Employees Provident Fund

Good News for EPF Subscribers: Interest Calculation Changed

The central government has good news for EPF subscribers. The EPFO Central Board of Trustees (CBT) has made a significant decision regarding interest payments during the settlement process, providing additional benefits to EPF subscribers. In the future, interest will be calculated up to the date of claim settlement. Previously, interest was calculated only up to … Read more

EPFO EPF Employees Provident Fund

No Aadhaar Required for These EPFO Subscribers

The Employees Provident Fund Organization (EPFO) has announced that specific categories of employees will not need to link their Aadhaar to settle their physical claims. While EPFO subscribers are generally required to link their Universal Account Number (UAN) with Aadhaar for claim settlement, recent policy changes allow some exceptions. The EPFO has clarified the specific … Read more

EPFO EPF Employees Provident Fund

EPF Balance Enquiry Number 2025: Check PF Balance by missed call

EPF subscribers who registered on the UAN portal can get the PF Balance with EPF Balance Enquiry Number 2024 by giving a missed call to 9966044425 from their registered mobile number. If the member’s UAN is seeded with any bank account numbers, such as AADHAAR and PAN, the member will receive details of the last … Read more

Index Funds

Top 5 Recommended Index Funds for 2025: Low-Risk, High-Return Investment Options

Amidst stock market fluctuations and economic uncertainty, the stability of index funds has shone through, making them a popular choice. With their low risk and stable returns, these funds have become a beacon of security for many investors. Index funds are designed to replicate market index performance. They offer a diversified investment approach with low … Read more

Index Funds

What are Index Funds? A Safe Investment Option

What are index funds? Index funds are a safe investment strategy that provides exposure to a wide range of securities, thereby reducing risk through diversification. Investors can gain exposure to a variety of securities with a minimal investment. What to invest in? Investing in index funds involves tracking stock market indices such as the Nifty … Read more