When considering borrowing against gold, taking certain precautions and understanding the critical aspects of gold loans is crucial. Please do so to avoid financial loss. Here are some essential things to consider: Banks are often the first place people turn to when they urgently need a large sum of money. While borrowing from external sources … Read more
Know the complete list of school holidays in August 2024 in India, covering national, regional, and cultural holidays that affect school schedules across the country. August is a month filled with various school holidays in India, owing to a mix of regional festivals, national holidays, and school-specific breaks. Remember, most schools have weekends off! That … Read more
Finding a train ticket can be challenging, but did you know you can travel in an AC compartment with a sleeper class ticket? IRCTC has introduced a new option called the auto ticket upgrade. This feature ensures a comfortable journey. Here’s how to utilize this facility in detail. When making reservations for train travel, if … Read more
The recent increase in hospital costs has caused concern among the average middle-class worker. They fear that the money they have saved over the years could be depleted in the event of an illness. In this situation, market experts suggest that health insurance can provide access to medical treatment during illness without spending personal savings. … Read more
This is good news for Telangana government employees and pensioners, as pending DAs will likely be released soon. The T government is set to deliver positive news to its employees and pensioners, with reports suggesting that pending DAs are expected to be released. It has been indicated that the Chief Minister, Revanth Reddy, has instructed … Read more
Did you know you can easily obtain free life insurance with your debit card? This coverage is available without purchasing a separate policy or paying premiums. However, not all banks offer this benefit to their debit card holders. To determine if your bank provides this free life insurance, visit your local branch and inquire. If … Read more
The Union Government, led by Prime Minister Narendra Modi, has expanded the scope of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana to include senior citizens. Under this scheme, senior citizens over 70 can obtain an Ayushman card irrespective of their income group. With the Ayushman card, senior citizens can rest assured that they can … Read more
The Employees’ Pension Scheme, or EPS 95, is a pension scheme provided to private and public sector employees after age 58. Introduced on November 19, 1995, it is intended to meet the retirement needs of employees in the organized sector. The scheme, managed by the Employee Provident Fund Organization (EPFO), provides a secure future by … Read more
For many, owning a home is a cherished dream. However, the significant financial responsibility often makes this dream seem out of reach. Fortunately, home loans are now available to help. A home loan provides the funds needed to purchase or build a property, enabling individuals and families to achieve homeownership. In today’s digital age, the … Read more
Income tax is a crucial aspect of personal finance in India. As the financial year 2024 approaches, it’s essential to understand the latest income tax rules and regulations to ensure compliance and maximize your tax savings. Understanding Income Tax Slabs: The Indian government has introduced new income tax slabs for 2024. The tax slabs are … Read more