State Bank of India has announced good news for its customers this Diwali. It offers a loan facility within a few minutes for customers interested in starting or expanding their businesses. The SBI Sahaj Loan scheme encourages small and middle-class micro-enterprises by providing quick and easy loan access. The bank has pledged to provide loans … Read more
Many people dream of owning a home. To achieve this, they use their hard-earned money throughout their lives. Others take a bank loan to build their dream home, while some live in a rented house without any worries. What are you thinking? The housing market is facing many challenges. Should you buy a house in … Read more
Know about India’s savings account limits, interest rates, and tax rules. Understand how much money you can keep, earn interest, and pay taxes on your savings account. Saving money in a bank account is a great way to keep your cash safe and earn a little extra. Do you know how much money you can … Read more
The central government has issued new guidelines regarding the voluntary retirement of central government employees who are part of the National Pension System (NPS). According to the new guidelines of the Department of Pension and Pensioners’ Welfare, central employees who have completed 20 years of regular service and wish to take voluntary retirement can do … Read more
Owning a home is everyone’s dream. To achieve this, we spend the money earned throughout life, or we may take a loan from the bank with interest and buy a house. That is why it is very important to be careful at every step while buying a property. So before buying a house, you should … Read more
Taxpayers can control their tax affairs by submitting accurate documents and not underreporting their income or evading tax payments. The unfortunate practice of some individuals submitting fake rent receipts to claim tax exemptions has caught the attention of the Income Tax Department, leading to an investigation. The department has identified some individuals and issued notices … Read more
Many move from villages to towns and cities for higher education and employment. Since commuting from their hometowns to college and work is challenging, they rent houses in the town. Due to this influx of people, the city’s population is rapidly increasing, leading to a rise in house rents. Landlords are now making a significant … Read more
What happens if the interest is not paid on time after taking a personal loan? What would the financial problems be if this happened? How can these problems be resolved? Find all the details here. Many people take out personal loans for their financial needs despite the high interest rates associated with them. However, what … Read more
Are you considering taking out a personal loan? It’s essential to be mindful of potential hidden charges rather than solely focusing on the interest rate. Here’s what you need to know to help you understand the various fees associated with personal loans. Interest rates are a key factor when choosing a lender. Your credit score … Read more
Borrowing gold as collateral has been a long-standing practice in our country. Previously, individuals mainly relied on private moneylenders to keep their gold and obtain loans. Nowadays, banks readily offer loans against gold during their working hours. Unlike most loans, which consider factors such as credit score and the borrower’s financial ability to repay, gold … Read more