Buying a home is a dream for everyone. While some people save money to make this dream come true, many cannot save enough. In such situations, people take a home loan from a bank or a housing finance company to own a house. When applying for a home loan, most people use it as a … Read more
Equity mutual fund investors must select the proper schemes based on their financial goals. Many mutual fund schemes have delivered good returns, attracting more investors. Market experts recommend mid-cap equity funds because they offer good returns. These funds typically include stocks ranked between 100 and 250 in size within the mid-cap category, with moderate risk. … Read more
The central government has introduced various schemes to provide financial assistance to the poor and unemployed. However, many people are not aware of these schemes and cannot utilize them. One such scheme is the Prime Minister’s Employment Program (PMEGP), which aims to provide self-employment opportunities to unemployed youth by offering loans ranging from Rs. 1 … Read more
The central government implements the PMEGP scheme to improve self-employment opportunities for manual workers and unemployed youth. This scheme provides loans from Rs.5 lakh to Rs.25 lakh with a 15-35% subsidy for self-employment in manufacturing, services, or business sectors. Prime Minister’s Employment Generation Program (PMEGP) is a scheme the Central Government offers. Banks provide subsidized … Read more
It’s essential to have access to money in times of emergency, such as for hospital bills, school fees, or weddings. A credit card can be beneficial in such situations. Credit card companies also offer various deals and rewards, such as cashback and points, especially during the festive season. Many people also use credit cards to … Read more
If you’re considering investing in gold, purchasing gold jewelry might be the first thing that comes to mind. However, there are alternative options for investing in gold, such as digital gold. Let’s explore the differences between digital gold and physical gold. The price of gold is steadily increasing, and experts predict it will soon reach … Read more
Fastag recharge, speed limit alerts—have you heard of this government app? Having a map is essential whenever you’re heading to a new place. Fastag is an app for recharging, addressing the need for multiple apps for different travel-related needs. The National Highways Authority of India (NHAI) has now introduced the ‘Rajmargyatra’ app, consolidating various features … Read more
India provides a suitable environment for startups, and the government supports young entrepreneurs in setting up startups. Funding is essential for starting a business. Startups need funding for various purposes, such as business development, manufacturing, sales, expansion, marketing, and office space. While many startups are self-funded by their founders, some need to raise funds. Are … Read more
The central government is offering a loan of Rs. 2 lakhs through the Swarnima Scheme to support women in becoming self-reliant entrepreneurs. This scheme aims to empower women to start small businesses and create a sense of self-reliance. The loan comes with a nominal interest rate, and women with an annual family income of less … Read more
The Sukanya Samriddhi Yojana Scheme (SSY), introduced by the Central Government, has undergone vital changes to ensure that girls do not face financial difficulties in the future. Every parent needs to be aware of these changes, as they need to do so to be eligible for the SSY scheme. Read this article to understand the … Read more