Need help finding your reserved seat on the train? Are you stressed about traveling in a crowded general compartment? Don’t worry. You can secure a confirmed ticket just a few hours before the train’s departure. Find out how in detail here. Many people prefer to travel by train when planning a long journey, but obtaining … Read more
The Central Government is introducing a new scheme called PM e-Drive from October 1, 2024, to promote the use of electric vehicles. The scheme aims to create EV charging infrastructure and increase the adoption of electric vehicles. The inaugural function will be held on October 1 at the Bharat Mandapam in Delhi. Union Minister of … Read more
Central government pensioners must submit their ‘Jeevan Praman Patra’ (Life Certificate) by November 30th. From October 1st, those aged 80 years or above can submit this Jeevan Praman form online. This allows for the uninterrupted receipt of monthly pension payments. The deadline for submitting the life certificate is generally from October 1st to November 30th. … Read more
Many investors seek high-return investment opportunities, even with a degree of risk. Mutual funds are popular, and there are two main types: regular and direct. However, experienced investors recommend against investing in regular mutual funds. Why not, and what are the alternatives? Let’s explore. Regular mutual funds are bought through an intermediary such as a … Read more
Health insurance is essential for covering unexpected medical expenses, but sometimes claims get rejected. This can lead to a significant financial burden on the policyholder. There are several common reasons for this. One reason is providing incorrect information such as age, income, existing medical insurance, and occupation details. Another reason is failure to disclose pre-existing … Read more
Many individuals in our country aspire to start a business but need more motivation or collateral when seeking a bank loan. However, there is good news for those in this situation. The ‘Pradhan Mantri Mudra Yojana’ (PMMY) initiated by the Central Government is designed to address this issue. Under this scheme, individuals can secure a … Read more
The central government provides various schemes to benefit people from different communities, offering small savings schemes, pension schemes, and loan opportunities. One such scheme is the PM Mudra Yojana, which allows individuals to obtain loans of up to Rs. 20 lakhs without requiring any surety. The PMMY scheme, introduced by the government led by Prime … Read more
The use of credit cards has increased tremendously nowadays. Banks, which once considered many factors for granting credit cards, are now offering credit cards easily in the face of increased competition. Private banks especially offer credit cards with various offers. Due to this, the number of people using credit cards beyond the requirements is also … Read more
A credit card is handy when cash is not readily available for daily expenses. When used properly, a credit card can provide a repayment period of at least 45 days without incurring additional charges. Learn about these five myths about credit cards. Before using a credit card, knowing several vital factors is essential. In addition … Read more
Nowadays, loans, including home, vehicle, personal, and everyday credit card bills, are readily available. However, repaying all these loans is becoming increasingly challenging. New loans may sometimes be necessary to cover expenses and existing loan installments, leading to financial difficulties. Alternatively, consolidating all loans into a single loan may be an option. Debt consolidation involves … Read more