Several important factors should be considered before taking out a car loan. Interest Rate: Currently, banks offer car loan interest rates starting from 8.70 percent. However, these rates may vary based on loan tenure, credit score, and down payments. It’s essential to compare interest rates from multiple banks online rather than relying on a single … Read more
One crucial decision when choosing a home loan is between fixed and floating interest rates. Each type has pros and cons, and understanding the differences is key to making an informed decision. This knowledge empowers you to choose the best option for your financial situation. Fixed Interest Rate on Home Loans: A fixed interest rate, … Read more
Booking a train ticket can sometimes be followed by unexpected changes in plans, leading to a need to cancel or transfer your ticket. Fortunately, the Indian Railway Department has provisions for cancellations and transfers, ensuring a smoother travel experience for passengers. If you need to cancel your train ticket, you should know that you will … Read more
Investors can choose between a Systematic Investment Plan (SIP) and a lump sum investment regarding mutual funds. Before you invest in mutual funds, it’s crucial to grasp the nuances between a Systematic Investment Plan (SIP) and a lump sum investment. Your financial goals and capacity should guide you in this decision-making process. SIP, or Systematic … Read more
10 Lakh Insurance on Train Journey: India has the second largest railway system in the world, and more and more people are choosing this mode of travel to reach their destinations cheaply. In light of this, the railway department is implementing various measures to ensure the safety and comfort of passengers, and one such measure … Read more
Cutting costs is something we’ve known since childhood. Back then, we used to save the pocket money from our grandparents and carefully stash away money given by relatives. Even though we didn’t have much experience in achieving our goals at that age, we still managed to control our expenses. So why is it so hard … Read more
A poet once said that a man who does not owe is not a man, and in today’s world, this rings true. Everyone seems to be in debt, even if they never intended to borrow money. Financial institutions are offering credit like never before, and while we may take loans to meet our needs, there … Read more
The number of students choosing to study abroad is increasing each year. A good career prospect is an additional incentive for foreign education graduates. While foreign education used to be mainly for the wealthy, now even the middle class shows interest. However, the cost of such education can be burdensome for students. Managing money effectively … Read more
“Setting up UPI Circle: What is the new UPI Circle launched by NPCI? What are its features? How can one set it up? Find out everything you need to know here. What is UPI Circle? The National Payments Corporation of India (NPCI) has introduced a new ‘UPI Circle’ feature to promote digital payments. This new … Read more
Consider this: your current health insurance policy may not fit your current needs, and you might not be entirely satisfied with your insurer’s performance. But here’s the excellent news-you could potentially get better coverage for a lower premium by making a change. Thinking about switching your health insurance policy to another company? It’s a process … Read more