Credit limits are crucial for credit card customers, as all financial transactions depend on them. These limits determine how much a person can spend using a credit card. While it’s possible to request a credit limit increase from the card issuer, it’s crucial to understand that surpassing the limit can lead to over-limit charges and … Read more
The e Shram Card 2024 is an essential identification tool for workers in India’s unorganized sector, such as migrant and construction workers. This digital card, accessible through the eShram Portal at register.eshram.gov.in, simplifies access to various social security benefits by providing a unified registration and tracking platform. What is the e Shram Card? The e … Read more
Are you looking for information on small savings schemes? Many people now invest in Small Savings Schemes or Post Office Savings Schemes for long-term financial security and growth, offering a sense of reassurance in an uncertain market. Let’s examine the latest interest rates on these small savings schemes. Savings schemes can provide great assurance for … Read more
Many people typically invest in fixed deposits (FDs) for one or two years. However, it’s important to note that investing in FDs for a longer duration can yield higher profits. Private sector banks like Axis Bank and HDFC Bank offer their regular customers 7% interest on FD schemes for ten years. For instance, if you … Read more
Are you considering buying a new car and thinking about getting a loan from a bank? Opting for a low-interest rate loan can decrease the interest burden. What would be the monthly EMI if you borrow Rs. 5 lakh for a car? Also, which banks offer low interest rates? This is a list of banks … Read more
Using credit cards effectively is an art that requires discipline, strategy, and a solid understanding of how credit works. When used responsibly, credit cards can be a powerful tool for building credit, earning rewards, and managing finances. However, when misused, they can lead to debt, financial stress, and a damaged credit score. In this article, … Read more
We must undertake financial activity with a PAN card. A PAN card is a 10-digit code issued by the Income Tax Department in the country that is mandatory for opening a bank account, getting a loan, and filing income tax. PAN cards are issued to citizens and organizations in the country for tax payments. It … Read more
Traditionally, obtaining a loan has been a time-consuming process, often involving significant paperwork. However, with the Open Network for Digital Commerce (ONDC), you can secure a loan in just 6 minutes, without the need for any physical documents. This revolutionary service, launched on August 22, is designed to provide swift financial assistance to those in … Read more
Bank customers can check their Union Bank Mini Statement by Missed Call, SMS, ATM, or Online. The number to check the Union Bank Mini Statement is here. In our fast-paced world, keeping track of our bank transactions has become more important than ever. Access to quick and reliable information is crucial, whether it’s monitoring your … Read more
Bank customers can check the Bank of Baroda Mini Statement by Missed Call, SMS, and Online. Check the Bank of Baroda Mini Statement Number from here Banking has become an integral part of our lives in today’s fast-paced world. With the advent of technology, accessing your bank account and keeping track of your transactions has become more … Read more