Many people want to save a significant portion of their earnings based on their financial capabilities. Numerous saving schemes are available, but the primary concern is security and the potential for good returns on hard-earned money. Public sector organizations offer attractive schemes for individuals seeking security and decent returns, with the post office being a … Read more
Are you looking for a personal loan and wondering how to secure a low interest rate? Your CIBIL score plays a crucial role in determining the interest rate you will be offered. A personal loan has become a popular choice for meeting various financial needs. However, the interest rate is a crucial factor to consider. … Read more
Many people travel on highways and encounter toll gates, where charges vary based on vehicle type. The government has made frequent changes to toll collection, and recently, the RBI announced beneficial news for motorists. Since November 2016, FASTag has been mandatory for vehicles, requiring motorists to pre-recharge it. When crossing a toll gate, the FASTag … Read more
Are you interested in safe debt mutual funds? If so, consider the benefits of banking and public sector unit (PSU) debt-equity schemes. These funds invest up to 80 percent of their money in banking institutions, public sector companies, and public financial institutions, making them a relatively safe and attractive investment option. Mutual fund advisors recommend … Read more
Top 5 Credit Cards in India: As a credit card holder, you can enjoy various benefits, such as cashback on everyday purchases, exclusive travel perks, and lounge access. Banks compete to offer the best features and benefits on credit cards. Let’s take a closer look at the top 5 credit cards available in India till … Read more
IDBI Bank, one of the leading private sector banks in the country, has recently announced an increase in interest rates on domestic fixed deposits below Rs 3 crore, effective August 15, 2024. The bank currently offers interest rates ranging from 3.00% to 7.35% for general customers and 3.50% to 7.85% for senior citizens on deposits … Read more
On World Senior Citizens Day, let’s explore some investment options that offer financial security to senior citizens. These investment schemes can provide a steady income during retirement, ensuring a smooth financial life for seniors. If you have senior citizens, consider investing in one of these four schemes in their name. Senior Citizen Bank Deposits: Most … Read more
Many banks have revised the interest rates charged on home loans. This increase will increase the interest paid on home loans. Thus, your EMI will increase. Check here for details of major banks’ home loan interest rates. If you are considering buying a home and wondering where to get a home loan, compare the interest … Read more
Gold loans are considered a safer option than most other types of loans. Gold in jewelry or coins can be used as collateral to obtain a loan. Most banks offer gold loans and are not dependent on credit scores. This makes them a viable option when needing a large sum of money. However, it’s important … Read more
ICICI Bank, a prominent private sector bank, has announced an increase in its fixed deposit interest rates. The revised rates will apply to retail term deposits up to Rs 3 crore. After the revision, regular citizens can earn a maximum interest rate of 7.25%, while senior citizens will receive up to 7.80%. The updated rates … Read more