Most people use credit or debit cards for all offline and online transactions. However, carrying these cards in your pocket can be risky as they can be lost or stolen, leading to potential financial loss. If your card is lost or stolen, it’s important to block it immediately to prevent unauthorized access to your bank … Read more
There was a time when people could not access phones, the Internet, or abundant information. Now, with the availability of the Internet, it is possible to develop a clear understanding of any subject. Millennials (those born between 1981 and 1996) and Generation Z (those born between 1997 and 2012) can be said to benefit more … Read more
Gift Deed vs Will: In India, choosing the right method for transferring property to heirs is crucial. Gift Deed and Will are two ways to do this, each with its own pros and cons. If you’re considering passing on assets to your heirs, it’s essential to understand the differences between gift deeds and wills to … Read more
Filing your income tax returns (ITR) is an essential responsibility for every individual who earns. The ITR form records your annual income and must be submitted to the Income Tax Department to ensure compliance with tax laws. Here’s a comprehensive guide on how to file your ITR for the Assessment Year (AY) 2024-25. Important Dates … Read more
The AIS for Taxpayers App is an essential tool for taxpayers who want to manage their tax-related tasks efficiently. This mobile application, launched by the Income Tax Department of India, offers a convenient way to check your income tax refund, TDS details, and more—all from your smartphone. What is the AIS for Taxpayers App? The … Read more
Financial experts suggest knowing how to manage money is more important than earning it. By investing your earnings wisely, you can lead a trouble-free life. Many individuals use their hard-earned money to purchase homes, often resorting to home loans. However, LIC has introduced a game-changing housing finance scheme, Griha Rakshak, for personnel in the Indian … Read more
LIC: Part of the earnings should be invested so one does not have to worry about money in the future or after retirement. So, investment should start during the working life. There is no question about whether it is in LIC because your money is not just safe here, it’s secure. With a guaranteed return … Read more
ITR Refund Status Check at incometax.gov.in. If you’ve filed your Income Tax Return and are eagerly awaiting your refund, knowing how to check its status is essential. Understanding the status of your tax refund can provide clarity and peace of mind regarding your financial situation. Income Tax season can be stressful, but there’s a silver … Read more
Investing your hard-earned money wisely is essential, whether risk-averse or seeking high returns. For those willing to embrace a bit more risk, equity mutual funds, especially small-cap funds, offer a promising opportunity for significant returns. Small-cap funds invest in companies with a market capitalization of less than ₹5,000 crores. While these funds carry higher risks … Read more
For government employees who joined on or after January 1, 2004, the process of checking their Contributory Pension Scheme (CPS) Fund Value and downloading the annual statement of transactions has been made remarkably simple. This can be done online through the National Pension System (NPS) portal, which offers a convenient way to manage one’s pension. … Read more