When facing unexpected financial needs, it’s okay to consider a personal loan. Before taking out a personal loan, knowing a few key considerations is crucial. Ignoring these factors could lead to financial setbacks. Let’s delve into these essential tips: Please choose the right loan amount: Before obtaining a personal loan, it’s crucial to take a … Read more
Want to know who has accessed your Aadhaar details? Know how to check your Aadhaar Card history online or through the mAadhaar app. Easy steps and tips included to track your Aadhaar updates, transactions, and more. Understand the benefits of checking your Aadhaar history. Aadhaar card is an essential document for Indians. These cards are … Read more
Life insurance is essential today, as it financially supports a policyholder’s family in case of unforeseen events. While traditional savings policies offer limited coverage, term life insurance policies deliver substantial protection. However, a common concern is that the premium paid for term policies is non-refundable, which causes many people to hesitate to purchase them. SBI … Read more
The pay commission is a boon for employees and pensioners. Each time a new pay commission is introduced, salaries and pensions change. The same happened when the 5th, 6th, and 7th Pay Commissions were implemented. Therefore, it’s expected that if the 8th Pay Commission comes into force, there will be another increase in salary and … Read more
Bitcoin and other cryptocurrencies have been experiencing significant gains recently, leading many investors to consider cashing out. If you fall into this category, it’s essential to understand the tax implications related to cryptocurrencies and virtual digital assets (VDAs) in your country. This includes everything from capital gains tax to taxes on NFTs and airdrops. Tax … Read more
Have you heard of gold ETFs (exchange-traded funds)? The profit potential from investing in them is substantial; those already trading can attest to this. Investment in gold ETFs has grown at an annual rate of 16.65% over the last three years. In the past five years, gold ETF funds have delivered returns exceeding 14%. Below … Read more
A film poet once wrote a wonderful song: “Money is the source of everything – understanding the value of this money is human dharma.” This sentiment resonates deeply in real life. Saving money enables you to live comfortably and avoid financial difficulties in the future. It also helps you achieve your financial goals more easily. … Read more
Are you currently repaying a home loan but facing difficulties with the bank? Consider transferring your home loan to another bank to address these issues. Let’s explore how you can do this. If you’ve taken a home loan from a bank and are experiencing challenges with high interest rates or other issues, you can transfer … Read more
In India, many people rely on train travel for their livelihood. Many individuals travel occasionally for vacations or to visit their hometowns, while others commute daily for business or work. Crores of people use trains daily, as Indian Railways operates thousands of trains for the public. For long-distance travel across the country, trains are the … Read more
Insurance policies are taken out for preventive protection, intending to support those who depend on us if something unexpected happens. We pay a premium to secure financial protection through insurance payouts. Certain precautions must be taken when seeking insurance compensation. Claim Settlement: Insurance companies often fail to honor the promises made while selling insurance policies. … Read more