Tax cuts on employees’ salaries are influenced by their income, tax slabs, and the tax regime they choose to follow (either old or new). The old tax regime, a familiar and trusted system, allows for deductions and exemptions, such as House Rent Allowance (HRA) under Section 80C, alongside various investment options. This regime empowers taxpayers … Read more
Buying a home is a dream for many people who diligently work and save to achieve it. However, taking out a home loan can be pretty costly. A crucial factor in obtaining a home loan is your CIBIL score. In this context, let’s explore the required CIBIL score for a home loan and how to … Read more
When facing unexpected financial needs, it’s okay to consider a personal loan. Before taking out a personal loan, knowing a few key considerations is crucial. Ignoring these factors could lead to financial setbacks. Let’s delve into these essential tips: Please choose the right loan amount: Before obtaining a personal loan, it’s crucial to take a … Read more
Mediclaim vs. Health Insurance: New health problems are emerging in today’s lifestyle, and it’s impossible to predict when a health emergency may occur. Therefore, it is essential to have an excellent medical or health insurance policy to avoid potential financial problems in the future. While Mediclaim and Health Insurance may sound similar, their health coverage … Read more
The agricultural land registration and mutation portal, formerly Dharani, has been renamed ‘Bhu Bharati.’ Before and after the assembly elections, the Chief Minister and ministers announced that Dharani would be abolished and replaced with Bhu Mata. In 2004, during the tenure of the UPA government at the center, a program called Bhu Bharati was launched … Read more
Filing income tax can be a complex task, especially for employees unfamiliar with the intricacies of tax regulations. However, this process becomes manageable and efficient with the right income tax software. Several expert-developed programs, such as those by Bakka Srinivasa Chary, Putta Srinivas, Kota Vijay Kumar, and KSS Prasad, are now available for the Financial … Read more
Debit cards were once only helpful in withdrawing money from ATMs, but their use has now expanded to include POS transactions, online purchases, and the UPI interface. However, not all debit cards offer the same facilities, so choosing a card that meets your specific needs is important. Different cards have different charges and features. Consider … Read more
Great news! The deadline for new ration cards has been finalized. The pending ration cards, awaiting approval for many years, will finally be addressed. Ministers Uttam and Ponguleti made a significant announcement regarding issuing new ration cards. Here are the details: Under the previous government, only 50,000 ration cards were sanctioned. However, Minister Ponguleti Srinivasa … Read more
Are you dreaming of starting your own business, or have you already launched one but are facing financial struggles? If so, you might wonder if you can take a personal loan. The good news is that personal loans for business purposes are available. However, several important factors must be remembered before considering taking one out. … Read more
Discussing the salary package and additional benefits is essential when applying for private jobs. However, some people are hesitant to discuss this topic because they fear that asking for a higher salary might cost them job opportunities. When discussing salary, there should be no pretense or fear. You are entitled to a good salary and … Read more