Many passengers on the waiting list travel in sleeper coaches even after making a reservation. If they are caught by a ticket collector (TC), they will have to pay a fine and book an empty seat, right? However, the Railways has decided that passengers on the waiting list are not allowed to travel in sleeper … Read more
The Employees Provident Fund Organisation (EPFO) has issued an urgent notice to its subscribers. It has clarified that the last date for employees to activate their Universal Account Number (UAN) is November 30. Employees can check if their UAN is active on the EPF portal. If you are changing jobs, the EPFO has an important … Read more
Owning a home is a significant milestone for many in India, but the journey to homeownership can be challenging. There are numerous hurdles to finding the perfect property and saving enough money. Fortunately, several banks and financial institutions now offer home loans, making it easier for individuals to achieve their dream of owning a home. … Read more
The Telangana government is renaming the Telangana State Building Permission Approval and Self Certification System (TS-bPASS) to BuildNow (Unified Online Building and Layout Approval System) by implementing several administrative reforms and services. The State government has launched BuildNow, an efficient online system for building and layout approvals. This new system significantly reduces drawing scrutiny time … Read more
In just a few days, we will welcome the new year. Planning for what we want to achieve in the coming year is essential, but we must address several financial matters before doing so. Many of these come with deadlines, such as December 31. Additionally, if we can make financial plans for 2025, we can … Read more
Unlock the mystery behind the 16-digit credit card number and discover the secrets of CVV numbers and expiration dates. Learn how these elements protect you and enhance security. The use of credit cards has increased greatly in recent times. Many people are now using credit cards, even in rural areas. However, many people don’t know what … Read more
Health insurance protects unaffordable medical expenses and unexpected accidents. It has become an essential part of financial planning. Some companies offer policies to young individuals without requiring medical tests, as they are less likely to develop chronic health problems. Taking an insurance policy early can help secure a lower premium and minimize the financial burden … Read more
Understanding gross pay, which is an employee’s total earnings before any deductions, such as taxes and contributions to retirement funds, is crucial. It includes the basic salary, gratuity, house rent allowance, and other allowances, and knowing this can empower you to manage your finances better. Calculating the gross pay for a monthly salaried employee is … Read more
The central government has good news for EPF subscribers. The EPFO Central Board of Trustees (CBT) has made a significant decision regarding interest payments during the settlement process, providing additional benefits to EPF subscribers. In the future, interest will be calculated up to the date of claim settlement. Previously, interest was calculated only up to … Read more
The Employees Provident Fund Organization (EPFO) has announced that specific categories of employees will not need to link their Aadhaar to settle their physical claims. While EPFO subscribers are generally required to link their Universal Account Number (UAN) with Aadhaar for claim settlement, recent policy changes allow some exceptions. The EPFO has clarified the specific … Read more