The Public Distribution System (PDS) is a crucial social welfare scheme in India, designed to distribute essential food grains and commodities to the country’s poor at subsidized prices. This system evolved as a response to scarcity, ensuring that food grains are available at affordable prices across the nation. Over time, PDS has become a significant … Read more
The National Pension Scheme for Traders and Self-Employed Persons is a government initiative to provide old-age protection and social security to small-scale shopkeepers, retail traders, and self-employed individuals. This scheme, also known as the NPS Traders Yojana, is specifically aimed at companies with an annual turnover of less than Rs 1.5 crore. Eligibility Criteria To … Read more
The National Social Assistance Programme (NSAP) is a crucial initiative by the Government of India to financially support vulnerable sections of society, including the elderly, widows, and persons with disabilities. Launched on August 15, 1995, NSAP is a Centrally Sponsored Scheme under the Social Security Welfare Schemes. Key Objectives of NSAP NSAP is designed to … Read more
The PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) was launched by the Ministry of Housing and Urban Affairs to provide affordable working capital loans to street vendors whose livelihoods were severely impacted by the lockdown. Importance of Street Vendors Street vendors play a crucial role in the urban informal economy by directly offering essential goods … Read more
The Indian government has introduced the Ayushman Bharat Digital Health ID Card, a revolutionary step under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY). This digital health initiative allows citizens to consolidate and access their medical records through a unique identification card. Those who are already enrolled under the Ayushman Bharat scheme can easily … Read more
Are you a pensioner worried about the hassle of submitting a life certificate every year? Worry no more! The government has introduced a convenient solution called PM Jeevan Pramaan. What is PM Jeevan Pramaan? PM Jeevan Pramaan is a digital service that allows pensioners to submit their life certificates online. This eliminates the need for … Read more
The Health Insurance Scheme for Weavers (HIS), also known as the Handloom Weavers Health Insurance Scheme, is a crucial social security initiative aimed at providing healthcare support to the weaving community. This scheme, introduced during the 12th Five Year Plan, follows the model of the Rashtriya Swasthya Bima Yojana (RSBY) established by the Ministry of … Read more
Pradhan Mantri Gramin Awas Yojana (PMAY-G), previously known as Indira Awas Yojana (IAY), is a pivotal social welfare scheme implemented by the Indian government. This initiative aims to provide affordable housing for the rural poor, ensuring everyone has a roof. The scheme aligns with the government’s broader vision of “Housing for All,” with a target … Read more
The Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a flagship national mission to ensure universal access to financial services, including banking, savings, deposit accounts, remittance, credit, insurance, and pensions. This initiative seeks to provide affordable financial solutions to every household across India, particularly targeting weaker sections and low-income groups. Key Features of PMJDY Zero Balance Account: … Read more
Rural Postal Life Insurance (RPLI) is a government-backed insurance scheme established to provide affordable life insurance to individuals in rural India. Launched in 1995, RPLI aims to bridge the gap in insurance coverage for rural communities, offering them financial security and peace of mind. Why Rural Postal Life Insurance Matters Life is unpredictable, and having … Read more