Credit card bill payments can be delayed due to personal emergencies, often resulting in additional charges such as penalties and interest. Sometimes, a credit card may also expire during this period. The payment of dues remains unchanged. However, your credit score will be impacted if you fail to clear your dues before the bill’s due … Read more
Living in cities, especially for those who migrate there, often means renting a house. However, the soaring real estate market has made it increasingly challenging for the average person to afford a home. As a result, many middle-class individuals have no choice but to rent, with a significant portion of their monthly income going towards … Read more
Aadhaar, a crucial document for various aspects of life, including employment, can lead to complications if errors are made with the details. This is especially true for women employees. Therefore, it’s of utmost importance to maintain accurate Aadhaar details to prevent such complications. As Aadhaar is mandatory for all citizens, errors or outdated information must … Read more
Owning a home is a significant milestone for many in India, but the journey to homeownership can be challenging. There are numerous hurdles to finding the perfect property and saving enough money. Fortunately, several banks and financial institutions now offer home loans, making it easier for individuals to achieve their dream of owning a home. … Read more
In just a few days, we will welcome the new year. Planning for what we want to achieve in the coming year is essential, but we must address several financial matters before doing so. Many of these come with deadlines, such as December 31. Additionally, if we can make financial plans for 2025, we can … Read more
Many people use credit cards, which can benefit personal use. But what if a family, small business, or small group could share a credit card? That would be great! This is why many leading banks now offer floater credit cards. With these, multiple users can utilize a single credit card linked to one account. So, … Read more
Nowadays, nearly every employed person has a credit card. However, these cards can only be financially beneficial if used properly. There are several key points to consider. Most importantly, if you are utilizing your credit limit, you should be aware of the following: Are You Using Your Credit Limit? If you have a credit card, … Read more
If credit cards are not used properly, we risk falling into debt, which can increase our financial burden. Understanding this is crucial to avoid unnecessary damage. Being informed is essential to manage a credit card and prevent debt effectively. Here’s what you need to know: Interest: This refers to the charges applied to the outstanding … Read more
We have the potential to become millionaires through mutual fund investments! However, earning a crore can be difficult due to unknowingly making small mistakes. That’s why it’s essential to be aware of the following points and apply them in our investment strategies. Investment is the best tool to combat inflation and enhance our living standards … Read more
Every household should maintain a budget, like central and state budgets. When both partners are clear about where each rupee goes, it can reduce money-related stress and help them lead comfortable lives. Almost everything in life involves money. Anyone who says otherwise is not being truthful. Money is essential for maintaining relationships, funding children’s education, … Read more