Insurance

How to Reduce Health Insurance Premiums: 7 Effective Tips

Suddenly, many people are suffering from various diseases, and the cost of treatment is skyrocketing. In such circumstances, health insurance is no longer optional; taking out a policy is essential. The Threat of Lifestyle Diseases According to a study conducted by the Indian Council of Medical Research (ICMR) on lifestyle diseases, approximately 35% of Indians … Read more

House Buying

Things to Consider When Buying an Old House

Buying an old house can be more affordable than purchasing a new house or apartment. However, several important factors must be considered when making this investment. Whether the house is in a village or a city, it’s essential to understand the surrounding conditions. Old houses may present various issues, including insufficient infrastructure. It is crucial … Read more

Bank Loan

How to Check Active Loans in Your Name

Loans have become quite common in today’s world. In the past, obtaining a loan was a significant challenge. However, banks now make it easy to secure loans, even if you already have one. Let’s explore how many loans might be in your name in this context. Previously, getting a loan required multiple bank trips, but … Read more

UPI Transaction, UPI Payment

Wrong UPI Transaction: How to Get Your Money Back

Learn how to recover your money if you’ve made a wrong UPI transaction. Get step-by-step guidance on filing a complaint, contacting your bank, and resolving the issue quickly. In today’s digital age, UPI transactions have made it easy to send and receive money. However, sometimes mistakes can happen, and you may send money to the … Read more

Salary

Effective Salary Savings: Expert Tips and Strategies

If you persist in your current spending habits, you’re teetering on the edge of a potential financial crisis. This is why the concept of saving is not just important but crucial. Do you know how to save money without spending on your salary? We work hard all month to earn a salary, but often, it … Read more

Salary

Extra Income Ideas: How to Increase Your Salary Without Leaving Your Job

Many people work hard but need to earn more money to meet their needs. Instead, they often rely on additional sources of income to supplement their earnings. Some individuals consider quitting their jobs to start a business. However, leaving your job to earn extra money isn’t necessary. You can earn more than your salary by … Read more

Salary

7 Easy Ways to Save Money from Your Salary

Every individual should make saving a habit for financial security and future planning. Even if you have a low salary, following the right plan can help you save significantly each month. The money accumulated through saving is a safety net for emergencies and enables you to achieve your long-term dreams. Here are some easy tips … Read more

Bank Loan

Personal Loan Tips: Know Before You Borrow

When facing unexpected financial needs, it’s okay to consider a personal loan. Before taking out a personal loan, knowing a few key considerations is crucial. Ignoring these factors could lead to financial setbacks. Let’s delve into these essential tips: Please choose the right loan amount: Before obtaining a personal loan, it’s crucial to take a … Read more

Debit Card or Credit Card

What to Do if Your Credit Card Expires Before Paying Dues

Credit card bill payments can be delayed due to personal emergencies, often resulting in additional charges such as penalties and interest. Sometimes, a credit card may also expire during this period. The payment of dues remains unchanged. However, your credit score will be impacted if you fail to clear your dues before the bill’s due … Read more

House Buying

How to Reduce Rental Costs in a Competitive Market

Living in cities, especially for those who migrate there, often means renting a house. However, the soaring real estate market has made it increasingly challenging for the average person to afford a home. As a result, many middle-class individuals have no choice but to rent, with a significant portion of their monthly income going towards … Read more