Some people have credit cards but don’t use them, while others only use their credit cards for emergencies once or twice a year. Although not using a credit card may not cause immediate consequences, it can lead to negative situations in the long run. Many people use credit cards to improve their CIBIL score, which … Read more
Intraday trading is a thrilling form of stock trading that involves buying and selling stocks within the same day, as opposed to traditional investing, which involves holding stocks for a longer period of time. Unlike regular investments, which involve holding onto shares for days or even longer, intraday trading involves selling shares on the same … Read more
Are you looking for a great credit card? Consider metal credit cards, which offer numerous advantages over regular ones. Lower interest rates and higher reward points make them a smart choice for various financial needs, including emergencies. While metal cards typically have higher annual fees, they provide exclusive perks such as increased rewards and special … Read more
Many financial experts say that saving alone is not enough to create wealth; you must invest. Although saving and investment are often considered the same, they differ. On this page, we will explore the differences between them. Is saving or investing better for creating wealth? This story will help answer this question. Saving and investing … Read more
Many people work from home but struggle to save money because they do not have enough to spare. Let’s explore ways to reduce expenses and save money. No matter how much people earn, many worry about not having savings. Some need help to make ends meet despite multiple household incomes. They spend their entire monthly … Read more
Banks and lending institutions often require a guarantor for individuals taking out large loans for homes, vehicles, or business purposes. For instance, a young professional might need a guarantor when applying for a home loan due to a lack of credit history or a business owner might need a guarantor when seeking a business loan … Read more
Closing a credit card: With the increasing use of credit cards and the attractive offers from banks, many individuals may find themselves needing to close their credit cards. This could be due to difficulties paying bills on time, high annual fees, or a desire to reduce the number of credit cards they have. Methods for … Read more
Should I consider getting term insurance? Life insurance is crucial for individuals with family and financial responsibilities, as we never know what might happen at any given moment. An unexpected incident may leave our family in a tough spot. This is when financial security becomes imperative for the family that depends on us. Term insurance, … Read more
Why do ‘defective return’ notices appear? Most individuals filing their Income Tax Return (ITR) have already received their refunds. However, some are receiving ‘defective return’ notices. But why do these notices come? And what should you do if this happens? Let’s find out now. The tax department issues these notices when discrepancies are noticed between … Read more
In times of emergency, you may need to take a loan, which is a significant financial challenge for many middle-class families. It’s crucial to responsibly pay off the borrowed debt to prevent it from becoming overwhelming and negatively impacting our lives and those of our family members. Tragically, we often hear about people resorting to … Read more