When filing income tax, employees paying house rent must take several precautions. Making house rent payments partially in cash and partially online can lead to issues. In such cases, the house owner might not provide a rent receipt or may not declare the rent payment in their income tax returns to avoid taxes. This could … Read more
Avoiding Major Money Mistakes: Many of us have desires that exceed our incomes. We may want to wear a new outfit every day, drive our dream car, and move into a luxurious house with all the amenities. As our income grows, we often seek to change our lifestyle completely. For example, those who used to … Read more
Booking a train ticket can sometimes be followed by unexpected changes in plans, leading to a need to cancel or transfer your ticket. Fortunately, the Indian Railway Department has provisions for cancellations and transfers, ensuring a smoother travel experience for passengers. If you need to cancel your train ticket, you should know that you will … Read more
Cutting costs is something we’ve known since childhood. Back then, we used to save the pocket money from our grandparents and carefully stash away money given by relatives. Even though we didn’t have much experience in achieving our goals at that age, we still managed to control our expenses. So why is it so hard … Read more
A poet once said that a man who does not owe is not a man, and in today’s world, this rings true. Everyone seems to be in debt, even if they never intended to borrow money. Financial institutions are offering credit like never before, and while we may take loans to meet our needs, there … Read more
Ways to Increase Loan Eligibility: Loans are more accessible now than before, with banks and non-banking financial companies (NBFCs) offering loans after a simple process. Some even claim to provide instant digital loans. However, before granting a loan, these institutions assess the applicant’s creditworthiness. Applications with high loan amounts and low credit scores are often … Read more
There are as many formulas for saving and investing as for solving math problems. How do you make money using these? How do you control costs? How do you hide income? How do you create more money with that saved money? Now, let’s find out. 1, 2, 3, START 1, 2, 3 is said before … Read more
How many types of SIPs are there? A systematic Investment Plan (SIP) is a gradual investment strategy for investing small amounts and building long-term wealth. However, many people start saving without knowing the different types of SIPs and invest without clear goals. Before starting an SIP, it is essential to consider various factors and choose … Read more
When facing unexpected financial needs, it’s okay to consider a personal loan. Before taking out a personal loan, knowing a few key considerations is crucial. Ignoring these factors could lead to financial setbacks. Let’s delve into these essential tips: Please choose the right loan amount: Before obtaining a personal loan, it’s crucial to take a … Read more
Earn Money while You Are Studying: Students from financially limited families face numerous challenges in completing their studies. Accommodation, food, college fees, books, laptops, and mobile phones are essential expenses while pursuing a degree or post-graduation. However, students often can’t borrow money from home or take out a loan to cover these expenses. In such … Read more