Everyone has different financial goals in life. Some prioritize guaranteed returns with safe investments, while others are willing to take on more risk for higher potential profits. Recurring Deposits (RD) and Systematic Investment Plans (SIP) are good choices for those seeking safe investment options. Both require a fixed amount to be invested at regular intervals, … Read more
In today’s world, bikes and cars have become essential for many people. Most households own at least one bike or car; it would be difficult to get around without these vehicles. As a result, people visit petrol pumps regularly to refuel their bikes and cars with petrol or diesel. Unfortunately, the need for fuel can … Read more
Buying a home is a dream for everyone. While some people save money to make this dream come true, many cannot save enough. In such situations, people take a home loan from a bank or a housing finance company to own a house. When applying for a home loan, most people use it as a … Read more
India provides a suitable environment for startups, and the government supports young entrepreneurs in setting up startups. Funding is essential for starting a business. Startups need funding for various purposes, such as business development, manufacturing, sales, expansion, marketing, and office space. While many startups are self-funded by their founders, some need to raise funds. Are … Read more
Need help finding your reserved seat on the train? Are you stressed about traveling in a crowded general compartment? Don’t worry. You can secure a confirmed ticket just a few hours before the train’s departure. Find out how in detail here. Many people prefer to travel by train when planning a long journey, but obtaining … Read more
Owning a car is a dream for many people. They save for many years to buy a new car. However, sometimes the car gets damaged, whether it is our fault or not. The vehicle can get damaged due to a road accident or natural calamities. Getting it repaired can be a costly affair. Therefore, car … Read more
Discussing the salary package and additional benefits is essential when applying for private jobs. However, some people are hesitant to discuss this topic because they fear that asking for a higher salary might cost them job opportunities. When discussing salary, there should be no pretense or fear. You are entitled to a good salary and … Read more
Nowadays, loans, including home, vehicle, personal, and everyday credit card bills, are readily available. However, repaying all these loans is becoming increasingly challenging. New loans may sometimes be necessary to cover expenses and existing loan installments, leading to financial difficulties. Alternatively, consolidating all loans into a single loan may be an option. Debt consolidation involves … Read more
Many believe that the stock market always yields profits and will never stop. Consequently, they keep increasing their investments in equities, which is a big misconception. Stock market indices fluctuate, and investors should be cautious to avoid losses and secure profits. Investments that guarantee returns typically offer lower interest rates, such as fixed bank deposits, … Read more
In today’s digital age, almost everyone uses credit cards for various purposes, such as lounge access, fuel, and shopping. However, many people consider closing unused credit cards to reduce unnecessary expenses. But is it profitable to do so? Let’s find out. Credit Utilization Ratio: The Credit Utilization Ratio (CUR) is the percentage of the credit … Read more