The Employee Provident Fund (EPF) is a crucial retirement savings scheme for salaried employees in India. The Employee Provident Fund Organization (EPFO) manages the EPF scheme.
Which ensures financial security for employees after retirement. Both employers and employees contribute to this fund, making it an essential part of an individual’s financial planning.
In this article, we’ll guide you through the various methods to check your EPF balance online in 2024, highlighting why it’s important and how you can manage your account effectively.
Why Checking Your EPF Balance Is Essential
Knowing your EPF balance is vital for tracking your retirement savings. Regularly monitoring your balance helps ensure that your employer contributes the correct amount, allowing you to plan better for retirement. Additionally, it helps identify any discrepancies, enabling you to take corrective action promptly.
Methods to Check EPF Balance Online in 2024
Every employee is aware of the Provident Fund (PF). Each month, 12% of the employee’s basic salary and DA is deposited into the PF account.
The company also contributes the same amount to various schemes. Would you like to know the total amount deposited in your PF account? Let’s find out how to check your PF account balance using simple methods.
a. EPF Balance Check via EPFO Portal
The EPFO portal is the most convenient and comprehensive way to check your EPF balance. Follow these steps:
- Visit the EPFO website epfindia.gov.in.
- Click the “For Employees” tab and select “Member Passbook.”
- Log in using your UAN (Universal Account Number) and password.
- Choose the EPF account you want to check, and your balance will be displayed.
b. EPF Balance Check via SMS
You can quickly check your EPF balance by sending an SMS:
- Send an SMS to 7738299899 in the format: EPFOHO UAN ENG.
- Replace “ENG” with your preferred language code (e.g., HIN for Hindi).
- You will receive an SMS with your balance details.
c. EPF Balance Check Using the Umang App
The Umang app provides a mobile-friendly way to check your EPF balance:
- Download the Umang app from the Google Play Store or Apple App Store.
- Register with your mobile number, then select the “EPFO” tab.
- Choose “Employee Centric Services” and log in with your UAN and OTP.
- Select “View Passbook” to see your EPF balance.
d. Checking EPF Balance Without UAN
If you don’t have your UAN, you can still check your balance using your member ID:
- Visit the EPFO website and select “Click Here to Know Your EPF Balance” under the “For Employees” tab.
- Enter your details, including state, EPFO office, and member ID.
- Submit the form to view your EPF balance.
e. EPF Balance Check via Missed Call
For an even simpler option, use the missed call facility:
- Give a missed call to 011-22901406/9966044425 from your registered mobile number.
- You’ll receive an SMS with your EPF balance information.
| Name of the balance | EPF Balance |
|---|---|
| Website | https://www.epfindia.gov.in/ |
| Check EPF Balance | https://web.umang.gov.in/web_new/login |
Activating Your UAN for EPF Balance Check
Before accessing your EPF balance online, you need to activate your UAN. Here’s how:
- Visit the EPFO website and select “UAN Activation” from the “For Employees” tab.
- Enter your UAN, mobile number, and member ID.
- Receive an OTP on your mobile, set your password, and activate your UAN.
Regularly checking your EPF balance ensures that your retirement savings are on track. Whether through the EPFO portal, SMS, Umang app, or other methods, you can easily stay informed about your contributions and plan your financial future effectively.
As of 2024, these tools have made managing your EPF account easier than ever, empowering you to take control of your retirement savings.
By following the steps outlined in this guide, you’ll clearly understand your EPF balance and be better prepared for retirement.