All employees in India have PF accounts (Provident Fund Account) managed by the Employees’ Provident Fund Organization (EPFO).
Every month, 12% of the employee’s salary is deposited into the PF account, and the company management also deposits the same amount into the employee’s account.
The central government provides interest on the amount deposited in the PF account. For the financial year 2023-24, the government has set the interest rate for EPF at 8.25%, which changes annually.
Funds deposited in the PF account can be withdrawn after retirement. In an emergency, as per EPFO norms, funds in the PF account can be partially withdrawn even before retirement.
An individual’s PF account is initiated in their name at the start of their working life. Sometimes, an incorrect date of birth is entered in the PF account.
Even a single-digit change in date of birth can cause significant issues, making account management difficult.
If the date of birth is discrepant, your claim may not be allowed when attempting to withdraw money from the account during retirement or emergencies.
Subscribers with incorrect birth dates face difficulties. Rectifying any mistakes early in birth is advisable to avoid potential issues.
Three-year gap rule: EPFO has established rules for changing the date of birth in PF account details. According to these rules, if your date of birth is incorrectly recorded, the correction can be made if there is a gap of less than three years between the correct date of birth and the date of birth already recorded.
Supporting Documents: Supporting documents must be provided to correct the date of birth with a gap of more than three years.
These include your Aadhaar Card, School or College Certificate, Passport, Driving Licence, Medical Certificate, or Central/State Government Service Record.
How to Change Date of Birth?
To change the date of birth in the PF account:
- Visit the EPFO official website through the link: unifiedportal-mem.epfindia.gov.in/memberinterface.
- Go to the ‘Manage’ section and click the ‘Basic Details’ option.
- Enter the new date of birth, double-check it, and click on the checkbox below.
- An OTP will be sent to your registered mobile number.
- Enter it to complete the process, and your PF account will update the new date of birth.