The central government has launched the ‘Lakhpati Didi’ scheme to empower rural women. Prime Minister Narendra Modi announced the scheme in his Independence Day speech on August 15, 2023.
The Lakhpati Didi Scheme encourages women to start microenterprises. The scheme’s objectives are poverty alleviation and economic empowerment through self-employment.
Under this scheme, women receive skill training and are provided with the opportunity to earn more than one lakh rupees per year through self-employment.
Additionally, interest-free loans of up to Rs.5 lakh are provided to women to start their businesses. As part of this scheme, Prime Minister Modi distributed Lakhpati Didi certificates to 11 lakh women on August 25.
A fund of Rs.2500 crore has been released for this scheme, which will benefit 48 lakh women in 4.3 lakh self-help groups. Furthermore, interest-free loans of up to Rs.5 lakh will be provided to women under this scheme.
The central government will also provide drones to women’s self-help groups (SHGs) for village agricultural activities. About 15,000 women SHGs are being trained to operate and repair drones. Additionally, under this scheme, women are trained in manufacturing LED bulbs and plumbing.
Eligibility for the Lakhpati Didi Yojana:
- The woman applicant must be a permanent resident of the state.
- The annual family income of the woman should be at most Rs.3 lakh.
- The government should employ no one in the applicant’s family.
Benefits of the Lakhpati Didi Scheme:
- Women are linked to self-help groups to receive training in manufacturing LED lights, plumbing, and drone repairs.
- The use of drones is revolutionizing irrigation and agriculture.
- The scheme also offers additional benefits such as workshops, loan facilities, insurance coverage, skill development, and financial incentives.
How to Apply for the Lakh Pati Didi Yojana Scheme:
- Keep the Residential Certificate, Aadhaar Card, Ration Card, Income Certificate, Bank Account, and Mobile Number available.
- First, join a local self-help group.
- The Anganwadi Center will provide complete information about the scheme and guidance for the application process.
- Obtain the Lakh Pati Didi Yojana application form and fill in the details.
- Submit the application form with all required documents at the designated office or Anganwadi center.
- Your application will undergo an eligibility verification process, and a decision on its approval will be communicated via SMS and email.
- After selection, you will be required to attend workshops and other training programs, followed by the provision of benefits, including financial assistance.
For more information on this scheme, check this link: https://lakhpatididi.gov.in/.