Losing your car keys can be incredibly frustrating and stressful. It disrupts your travel plans and leaves you feeling anxious. So, what should you do in such situations? How can you obtain new car keys? Let’s explore the steps you can take.
First and foremost, try to remain calm. When you realize your keys are missing, search for them in all possible places.
Next, visit the nearest police station to file a First Information Report (FIR). This step is crucial for preventing potential vehicle theft and can also assist you in claiming compensation from your insurance company.
Contact your car dealer or manufacturer immediately if you cannot locate your keys. They can provide you with spare or duplicate keys.
Still, you must submit ownership documents, including your car’s chassis number, registration certificate (RC), driving license, and insurance policy number.
It’s also important to notify your insurance company about the loss of your car keys. If you fail to inform them, they may not provide compensation if your vehicle is stolen.
To mitigate this risk, purchase comprehensive insurance that includes add-ons such as roadside assistance and key replacement coverage. The insurance company will help cover the costs if you lose your keys.
Always keep a spare key handy, as losing your original keys can be a lifesaver. For instance, if you are far from home, you could call a family member to bring you the spare key.
If that’s not an option and you have roadside assistance through your insurance, they can collect and deliver the spare key from your home.
Many individuals rush to the nearest locksmith for duplicate keys when they lose them, but this can damage the car’s locking system. It’s better to obtain new keys directly from your dealer or manufacturer.
If your original keys remain lost after multiple searches, you should seek a replacement immediately. You have various options, including traditional keys, transponder keys, keys with a FOB (frequency-operated button), and smart keys. Discuss your preferences with your dealer to choose the best option for you.
How to Replace Lost Car Keys in India
When you lose your car keys, follow these steps for a smooth replacement process:
- Gather the necessary details: Prepare your car’s name, model, year of manufacture, vehicle identification number (VIN) or chassis number, and RC details.
- Visit your car dealer and explain the situation. Provide all required information.
- The dealer will register your car details and may ask for your driving license, RC, and Aadhaar card to initiate the process.
- Inform them about the type of key you want—traditional, transponder, key with FOB, or smart key. This will determine the replacement process. If you choose a transponder key, it will be programmed into your car’s security system.
The cost of the replacement key varies depending on your car’s brand and model, as well as factors like the key type, programming, cutting, urgency, and location.
On average, new key prices range from approximately Rs. 1,500 to Rs. 35,000. Fortunately, you may not have to bear this financial burden without insurance.