State Bank of India (SBI) offers a range of innovative banking services, and one of the most accessible is SBI SMS Banking.
This service allows customers to perform essential banking transactions directly from their mobile phones via SMS, ensuring they can manage their finances anytime, anywhere.
What is SBI SMS Banking?
SBI SMS Banking is a service the State Bank of India provides that enables customers to conduct various banking activities through SMS. This feature is handy for those who may not always have access to the internet or prefer a quick, no-fuss method to manage their accounts.
Key Features of SBI SMS Banking
- Balance Enquiry: You can check your account balance instantly by sending an SMS to the designated number. This feature is perfect when you need to know your balance without visiting an ATM or logging into online banking.
- Mini Statement: Get a quick snapshot of your recent transactions. By sending a specific SMS, you can receive a mini statement detailing the last five transactions on your account.
- Fund Transfer: Transfer money to other SBI accounts or even accounts in other banks. This feature allows you to add beneficiaries and make quick and secure transfers on the go.
- Cheque Book Request: Do you need a new chequebook? Simply send an SMS, and your request will be processed. The chequebook will then be delivered to your registered address.
- Block ATM Card: If your ATM card is lost or stolen, you can block it immediately via SMS to prevent unauthorized transactions.
How to Register for SBI SMS Banking
Registering for SBI SMS Banking is a straightforward process:
- Visit your nearest SBI branch and complete the SMS Banking registration form.
- Once processed, you’ll receive an SMS with your User ID and a default MPIN.
- You can change your MPIN by sending an SMS with the command ‘CHANGEMPIN’ followed by your old and new MPIN.
- You’re now ready to use SBI SMS Banking.
Alternatively, you can register by sending ‘REG<space>Account Number’ to 09223488888.
How to Use SBI SMS Banking
Using SBI SMS Banking is simple:
- Send ‘BAL’ to the designated number to check your account balance.
- For a mini statement, send ‘MSTMT’.
- To transfer funds, use ‘IMPS’ followed by the beneficiary’s account number and amount.
- To block your ATM card, send ‘BLOCKXXXX’ (where XXXX are the last four digits of your ATM card number).
| Name of the banking | SBI Missed Call Banking |
|---|---|
| SBI SMS Banking Features | SBI SMS Banking |
| SBI Missed Call Banking | SBI Missed Call Banking |
SBI SMS Banking Services
Here is a list of services with their corresponding keywords required for availing the services using State Bank of India SMS Banking:
| SBI SMS Service | SMS / Missed Call |
|---|---|
| Balance Enquiry | “BAL” to 09223766666 |
| Mini Statement | “MSTMT” to 09223866666 |
| Cheque Book Request | “CHQREQ” to 09223588888 |
| E-statement | “ESTMT <space>Account Number<space><4 digit code to encrypt the PDF>” to 09223588888 |
| Education Loan Interest Certificate | “ELI<space>Account Number<space><4 digit code of account holder’s choice to encrypt the PDF> to 09223588888 |
| Home Loan Interest Certificate | “HLI <space>Account Number<space><4 digit code of account holder’s choice to encrypt the PDF>” to 09223588888 |
| Block SBI ATM Card | “BLOCK <space> <last four digits of the card number>” to 567676 |
| Control ATM Card Usage | “SWON / SWOFFATM / POS / ECOM / INTL / DOM <space> <last four digits of the card>” to 09223966666 |
| Green PIN Facility | “PIN <space> <last four digits of the debit card> <space> <last four digits of account number linked to the debit card>” to 567676 |
| SBI Home Loan | “HOME” to 09223588888 |
| SBI Car Loan | “CAR” to 09223588888 |
| PM Social Security Schemes | Through SBI Quick Application |
Benefits of SBI SMS Banking
SBI SMS Banking offers several advantages:
- Convenience: Access your account anytime, anywhere, without needing an internet connection.
- Time-Saving: Perform transactions quickly without visiting a branch or ATM.
- Cost-Effective: No additional charges for using SMS Banking.
- Security: Transactions are secure and encrypted, ensuring your financial information remains protected.
Is SBI SMS Banking Safe?
Yes, SBI SMS Banking is safe and secure. The service uses encryption to protect your data, and SBI advises customers to keep their User ID and MPIN confidential to maintain security.