Are you planning to study abroad? Don’t forget to consider student travel insurance! It’s tailored to meet the specific insurance needs of students like you who are exploring the world while pursuing their education.
It covers losses in medical emergencies, such as sudden illnesses or accidents, and non-medical emergencies, such as trip cancellations or loss of personal belongings.
With student travel insurance, you can enjoy a comprehensive package of benefits covering emergency hospital expenses, unexpected illnesses, treatment expenses for injuries, loss of luggage, travel delays, and even course fees in the event of the student’s sponsor passing away.
This comprehensive coverage ensures you can focus on your studies with peace of mind, knowing you are well-prepared for any situation.
Policy coverage varies depending on the country of study. For example, in America and Canada, coverage ranges from at least Rs.1.50 to 2 crores, while in the UK and other countries, it varies from Rs.37 lakhs to Rs.1.50 crores.
The insurance policy also covers particular circumstances, such as temporary shelter in natural calamities and legal difficulties.
In the case of legal issues, the policy can assist in obtaining bail, as per the laws and regulations of the country of study, ensuring that students are not left stranded in unfamiliar legal systems.
There are exceptions to the insurance coverage, including the loss or partial damage of goods due to carelessness, negligence during travel, suicide, mental disorders, self-harm, anxiety, stress, depression, drug abuse, HIV, AIDS, and losses arising out of war.
Indian students aged between 16 and 35 who are pursuing higher education abroad are eligible for student travel insurance.
This insurance typically lasts 1-3 years and can be renewed upon expiration. Most insurance companies also have an auto-renewal option, ensuring that students are always covered.
This flexibility is designed to accommodate your academic journey and ensure that you are never without the protection you need.
Overall, buying a travel insurance policy is highly beneficial for students traveling abroad as it provides coverage for financial losses due to unexpected events.