As a Union Bank of India customer, keeping track of your account balance is essential for managing your finances effectively. Fortunately, Union Bank of India provides several convenient ways to check your balance, including missed calls, SMS, online banking, and the mobile app.
This guide will explain the various methods available and help you choose the one that best suits your needs.
Check Your Account Balance
a) Missed Call Balance Enquiry
The quickest and easiest way to check your Union Bank of India account balance is through the missed call service. Dial the Union Bank Balance Enquiry Number—09223008586—from your registered mobile number to instantly receive your account balance via SMS. This service is free, available 24/7, and does not require an internet connection.
Steps to Check Balance via Missed Call:
- Ensure your mobile number is registered with the bank.
- Dial 09223008586 from your registered mobile number.
- After a few rings, the call will disconnect automatically, and you’ll receive an SMS with your account balance.
b) SMS Banking
Another straightforward method to check your balance is SMS banking, which does not require an internet connection.
Steps to Check Balance via SMS:
- Send an SMS with UBAL <Last four digits of your account number> to 09223008486.
- You will receive an SMS containing your account balance.
c) Online Banking
For customers who prefer online banking, checking your balance is simple through Union Bank’s internet banking portal.
Steps to Check Balance Online:
- Log in to your Union Bank of India internet banking account.
- Navigate to the “Accounts” section and select “Account Summary.”
- Your account balance will be displayed on the screen.
d) Union Bank of India Mobile App
The Union Bank of India mobile app offers a convenient way to check your balance.
Steps to Check Balance via Mobile App:
- Download and install the Union Bank of India mobile app.
- Log in using your Internet banking credentials.
- Select the “Accounts” tab and click “Account Balance” to view your balance.
e) Checking Balance via ATM
You can also check your account balance by visiting any Union Bank of India ATM.
Steps to Check Balance via ATM:
- Insert your debit card into the ATM.
- Enter your PIN and select the “Balance Enquiry” option.
f) Branch Visit
If you prefer personal assistance, you can visit any Union Bank of India branch and ask a customer service representative for a balance enquiry.
SMS | UBAL sent to 09223008486 |
Net Banking | Visit Here |
Missed Call | miss call on 09223008586 |
Mobile Banking | Umobile |
USSD | Enter *99# |
Benefits of Using the Union Bank Balance Check Services
- Convenience: Check your balance anytime, anywhere.
- Speed: Instant balance updates through various methods.
- Cost-Effective: Most services, like missed calls and SMS banking, are free.
- Security: These services are secure and do not require sharing sensitive information.
Tips to Secure Your Union Bank of India Account
- Regularly change your internet banking password.
- Keep your OTP or banking credentials private from others.
- Always log out of your online banking sessions.
Why Choose Union Bank of India?
Union Bank of India stands out as one of the leading government-owned banks in India, offering a wide range of banking services. With over 4300 branches and 6900+ ATMs, Union Bank ensures its customers can access banking services no matter where they are. The bank also offers innovative digital solutions, making banking more accessible and convenient.