Tax cuts on employees’ salaries are influenced by their income, tax slabs, and the tax regime they choose to follow (either old or new). The old tax regime, a familiar and trusted system, allows for deductions and exemptions, such as House Rent Allowance (HRA) under Section 80C, alongside various investment options. This regime empowers taxpayers … Read more
Consumers who cannot afford to buy gold jewelry outright often choose to participate in gold deposit schemes. If you are considering such a scheme, there are a few essential things to know. Gold is globally recognized as a valuable asset, and India has a robust cultural fondness for it. At the same time, some individuals … Read more
Indian Railways is set to launch a ‘Super App’ offering a wide range of services, including ticket booking and live train status updates. This move aims to provide more convenience to passengers and will challenge the existing IRCTC app. The Railway Department has been making significant progress with the introduction of trains like Vande Bharat … Read more
Fixed deposits (FDs) are a safe investment option, especially now. Many senior citizens are interested in them, but knowing which bank offers the highest interest rates is essential. Let’s explore which banks currently provide the best interest rates for a 3-year fixed deposit. While other investment avenues like shares and mutual funds can grow your … Read more
Great news for those interested in making bank deposits! Here are the top 7 banks offering the highest interest rates. A three-year term deposit scheme offering an impressive 9.5% interest rate is available to senior citizens. Let’s take a look at the list of these banks. Many retired individuals keep some of their savings in … Read more
Many people are confused about the safety of savings accounts and whether bank deposits are a good option. While savings accounts are essential for financial security, it is crucial to calculate interest and weigh the benefits and drawbacks. Investing in a savings account can be profitable. For example, if you invest Rs. 1,300 per month … Read more
Pasu Kisan Credit Card: The central government will give loans to dairy, poultry, and fish farming farmers at meagre interest rates through the Pashu Kisan credit card scheme. Loans of up to Rs.3 lakh at 4 per cent interest are provided, and no guarantee is required for loans up to Rs.1.6 lakh. Under this scheme, low-interest … Read more
Travel insurance can prevent unexpected troubles and reduce unwanted expenses. However, it is essential to know in advance what is covered by travel insurance. Many people go on vacation during the Dasara Holidays 2024 in the Telugu states. If you plan to go on a holiday trip, it is essential to plan and allocate a … Read more
If you need cash urgently and there’s no ATM nearby, don’t worry—there’s a convenient solution! Nowadays, you can easily make digital transactions, whether buying a cup of tea or handling larger payments using services like PhonePe or Google Pay. Digital payments eliminate the need for physical cash, making transactions more straightforward and more transparent while … Read more
Are you considering making a fixed deposit? Banks like SBI, HDFC, and ICICI offer competitive fixed deposit (FD) interest rates. These banks compete with one another to attract customers and provide higher returns. This article will detail the different periods for fixed deposits these banks offer and how you can maximize your income. Investing in … Read more